Alice finds she no longer is able to pay premiums on her $50,000 whole life policy, but needs that amount of protection for her family. Extended term nonforfeiture option provides this protection.
Certain life insurance plans contain a non-forfeiture option (or clause) that states the policyholder will not lose the value of the policy if the policy lapses after a predetermined time owing to missed premium payments.
For instance, if you get an insurance when you're 20 and pay until you're 55, you'll have a term coverage that lasts for less than 35 years. Or you would receive a term policy with a shorter duration if you were 35 years old when you bought your policy and paid until you were 45 years old.
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in order to expand employment opportunities for traditionally disadvantaged groups, the federal government requires agencies and businesses that receive federal funds or contracts to .
The federal government requires agencies and businesses that receive federal funds or contracts to establish policies aimed at ensuring that all job applicants are treated fairly.
What is an employment opportunities?It relates to the hiring, transfer, promotion, training of people that belongs to the traditionally disadvantaged groups.
Hence, in an attempt to expand it, the federal government requires agencies and businesses that receive federal funds or contracts to establish policies aimed at ensuring that all job applicants are treated fairly.
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a broker is reviewing the balance sheet of her new listing to sell a business. three of the entries on the books are licenses, trademarks, and goodwill. these would be examples of
These would be examples of intangible assets. An intangible asset is one that is not physical in nature. balance sheet assets include goodwill, brand recognition, and intellectual property, such as patents, trademarks, and copyrights. Intangible assets exist in contrast to tangible assets, which include land, vehicles, equipment, and inventory.
For more examples, financial assets such as stocks and bonds, which derive their value from contractual claims, are considered tangible assets. An intangible asset can be indeterminate definite . Intangible assets developed by a corporation do not appear on the balance sheet and have no recorded book value. A patent, brand, trademark, or copyright are examples of intangible assets.
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a way to order merchandise for his personal benefit and fails to pay for the merchandise. creditors who have shipped merchandise to
a way to order merchandise for his personal benefit and fails to pay for the merchandise. creditors who have shipped merchandise to Piercing the corporate veil.
What is Piercing the corporate veil?
"Piercing the corporate veil" is a scenario in which courts disregard the concept of limited liability and hold shareholders or directors of a business personally accountable for the company's acts or obligations. Most veil piercings occur in small businesses.
Therefore,
a way to order merchandise for his personal benefit and fails to pay for the merchandise. creditors who have shipped merchandise to Piercing the corporate veil.
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suppose one knows two facts: first, the market for prescription drugs experiences chronic shortages, and second, the government sets the price for prescription drugs. one can conclude that the government has
Suppose one knows two facts: first, the market for prescription drugs experiences chronic shortages, and second, the government sets the price for prescription drugs. One can conclude that the government has set the price below the equilibrium price.
Commodity prices have a significant impact on demand. For example, when the cost is lower than the equilibrium price, the substances become more affordable, making them more accessible to consumers, resulting in a shortage.
Furthermore, if the price is at equilibrium, supply and demand will be equal, suggesting that there will be no shortage or surplus because supply and demand are equal. Finally, when the cost is higher than the equilibrium, the supply exceeds the demand, resulting in a surplus.
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In the early 1890s, the average employee in the united states worked about how many hours per week?.
In the early 1890s, the average employee in the United States worked approximately 100 hours per week.
Workers are part of the workforce. While the labor force is everyone who is involved or trying to be involved in productive activities that produce goods and services. Meanwhile, workers or working residents are people who work in any field for a salary or pay.
Based on the type of activity, workers can be divided into two types, including:
Spiritual Worker (Non-physical) Spiritual or non-physical workers are workers who in their work activities use more thought processes, ideas, ideas, and so on. For example, managers, secretaries, directors, and consultants.Physical Worker (Physical) Physical or physical workers are workers who in carrying out their work activities use physical or physical energy. For example, construction workers and public transport drivers.You can learn more about Workers here brainly.com/question/13715326
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with a base salary of $250 and a commission of 4% of all sales, compute cindy nelson’s salary for the following weeks:
cindy nelson’s salary for the following weeks:
1) The first week's total pay is $285.6 and the commission is $35.6.
2) The total pay for week two is $295.04, including the commission of $45.04.
3) The commission during week three is $39, making the total pay $289.
4) The commission for week four is $32.96 and the overall pay is $282.96.]
What does base pay mean?
The least amount you should anticipate receiving in return for your labor or services is a base salary. Prior to the addition of benefits, bonuses, or compensation, this is the whole amount earned. Base salary can be determined as a weekly, monthly, or annual amount of money or as an hourly rate.
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to shorten the lines of communication and improve information flow, many companies today have decreased the number of operating units and managers? group of answer choices true false\
True - To improve communication and to compete more effectively, many of today's companies have restructured and reengineered themselves into smaller using units and work teams. Rather than being bogged down with long communication chains, management communicates directly to employees.
What type of data is often transmitted through upward communication?Upward communication is the communication of information from lower levels of an institution to higher ones; the most common problem is employees communicating with managers. Managers who promote upward contact foster cooperation, gain support, and relieve frustration among their employees.
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assume the price level is increasing, real gdp is decreasing, and the unemployment rate is increasing. which event would explain this macroeconomic situation?
Option B: This leads to increased price level and unemployment triggering a shortage in demand.
What do you understand by unemployment?According to the OECD (Organisation for Economic Co-operation and Development), unemployment is defined as those over a certain age (often 15) who are not now employed or self-employed but are nonetheless currently eligible for employment during the reference period. The number of unemployed people as a percentage of the labor force serves as a proxy for unemployment, which is expressed as the unemployment rate (the total number of people employed added to those unemployed). A nation can affect unemployment and the state of the economy, for instance, by its fiscal policy. Furthermore, a nation's central bank or other monetary authority can affect the cost and availability of money by enacting monetary policy.
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Answer:
B) A negative supply shock
a measure of the frequency and intensity of a demand placed on a resource by an activity is a(n) resource
A measure of the frequency and intensity of a demand placed on a resource by an activity is a(n) Resource Consumption cost driver
Resource consumption is set the intake of non-renewable, or much less regularly, renewable resources. specially, it can seek advice from: water intake. strength consumption. electric strength intake.
What is resource consumption in business?
Useful resource consumption Accounting (RCA) is a control concept describing a dynamic, included, and comprehensive management accounting approach that offers managers with choice aid facts for enterprise optimization.
How can a business measure its resource consumption?
Resource consumption may be measured by way of a visual evaluation of styles of utilization which lets in a commercial enterprise to perceive inventory ranges. evaluating invoices can also help to measure useful resource consumption as this allows the commercial enterprise to prepare for changes in demand for sources and make adjustments for this reason.
How important is overconsumption of resources?
Overconsumption of resources worsens climate breakdown and will increase air pollutants. It exhausts the planet's life support systems just like the ones that offer us with sparkling water, and leaves us quick of materials essential to our fitness and nice of existence.
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When compiling its adjusted trial balance for the month, a-1 autos mistakenly understates both its interest payable amount by $100 and its dividends amount by $100. In this scenario,.
The trial balance and adjusted balance A-1 would balance, and the income statement would be correct, but the retained earnings statement would be incorrect.
A trial balance is a bookkeeping or accounting report in which the balances of all the general ledger accounts of an organization are listed in separate credit and debit accounts columns.
Balances are usually listed to reach the same value in the total of credit and debit accounts. Any deviation from the expected value helps detect errors in accounting practices.
The trial balance is an important step of the accounting cycle – which is a series of steps performed during an accounting period to analyze, record, classify, summarize and report financial information to produce financial statements.
The trial balance itself is not a financial statement but consists of all the information needed to create the three main financial statements — the cash flow statement, balance sheet, and income statement.
In the accounting cycle, preparing a trial balance is done right after posting journal entries to the general ledger accounts, and right before preparing financial statements.
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keepers, inc.'s balance sheet reported retained earnings as $10,000 at december 31, 2020 and $12,000 at the december 31, 2021. the income statement reported net income of $3,000 for the year ended december 31, 2021. dividends declared for the year ended december 31, 2021 must equal $
Dividends must total $1,000 for the fiscal year that concluded on December 31, 2020.
dividends
= net income - retained profits at December 31, 2020 - retained earnings at December 31, 2019
= $10,000 + $3,000 - $12,000
= $1000
The Dividends issued must thus equal $1,000 for the fiscal year that concluded on December 31, 2020.
How to calculate dividends on a balance sheet?It's simple to determine dividend payments from a company's financial statement. An investor just needs the net income for the current year and the retained earnings from the previous two years. The equation is as follows:
Payment of dividend on balance sheet = Prior year retained profits + Current year net income - Current year retained earnings.
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higher average incomes increase the demand for preventative dental visits. explain why this will lead the quantity supplied of dental visits to increase, but supply will not increase.
1) The need for preventative dental checkups may rise as a result of an increase in the average income of a nation's population. This is so that individuals may afford better healthcare facilities as their income rises.
2) Dentists' costs will now climb as a result of increased demand. The demand curve will move to the right. The amount given will grow as the price rises. Only a price adjustment will cause this shift in supply.
What is supply?The quantity of a resource that businesses, producers, workers, suppliers of financial assets, or other economic actors are willing and able to offer to the market or to a specific person is known as supply in economics.
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tax-free investments are so called because the interest or other income paid to their owners is federal, and, perhaps, state taxes. owners of tax-deferred investments, on the other hand, are allowed to paying taxes on any returns generated by the investment.
A tax-exempt mutual fund typically holds municipal bonds and different authorities' securities. This type of fund can offer tax blessings, alongside simplified diversification across special styles of government securities. Before you make investments, recollect how plenty of a go back a tax-exempt fund may additionally provide.
Tax-deferred money owed allows income to develop tax unfastened till you withdraw the cash. Tax-loose method no taxes are imposed on income or withdrawals at any time.
With a tax-deferred investment, you pay federal profits taxes while you withdraw money out of your investment, instead of paying taxes up the front. Any profits your contributions produce while invested also are tax deferred.
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if argentina owns a factory in the u.s. and its economy looses stability, the business may have to close or layoff some its workers. what is this influence called
If Argentina owns a factory in the u.s. and its economy loses stability, the business may have to close or lay off some of its workers. This influence is called globalization. Thus option A is correct.
What is the Economy?The economy of any country is determined by the ratio of production and consumption that takes place within a year and evaluates the flow of funds in the market by analyzing the purchasing parity of an individual.
The procedure by which the planet is becoming more interlinked as a consequence of drastically expanded trade and cultural interchange is known as globalization.
Therefore, option A is appropriate.
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The complete question is
If Argentina owns a factory in the US and its economy loses stability, the business may have to close or layoff some of its workers. What is this influence called? globalization culture competition governmental
joshua purchased a new car from hometown motors. on the way home, the airbag deployed for no apparent reason. joshua was forced to pull off the roadway and subsequently drove the vehicle into a tree and was injured. he feels that he can get a faster decision if he does not use typical litigation, but he wants a third party to act as judge and make a binding decision. which type of dispute resolution would be best for joshua? a. mediation b. arbitration c. early neutral evaluation d. minitria
The solution is conciliation, a method of conflict resolution that Joshua is using. It entails the provision of a third party who will act as a judge or someone who will play the role of someone who will try to solve and resolve the conflict of both parties.
What is conciliation?Conciliation is a form of alternative dispute resolution (ADR), in which the disputing parties hire a conciliator to mediate their disputes. They achieve this through easing tensions, enhancing communications, deciphering problems, enticing parties to consider viable solutions, and supporting parties in reaching a consensus.
Both individually and collectively, the parties meet with the conciliator.
Conciliation is different from arbitration in that there is no legal standing for the conciliation process in and of itself, and the conciliator typically has no power to request evidence or call witnesses, write a decision, or issue an award.
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net present value: multiple choice is the best method of analyzing mutually exclusive projects. is less useful than the internal rate of return when comparing different-sized projects. is the easiest method of evaluation for nonfinancial managers. cannot be applied when comparing mutually exclusive projects. is very similar in its methodology to the average accounting return.
NPV is the difference between the present value of the cash inflow and the present value of the initial investment of
. If the NPV is positive, the project is approved.
Investing is dedicating an asset to achieve an increase in value over a period of time. Making an investment requires sacrificing your current assets such as time, money, and effort.
In finance, the purpose of investment is to make a profit on the money invested. Where income consists of realized gains (profits) or losses on the sale of real property or investments, unrealized capital appreciation (or depreciation), investment income such as dividends, interest or rental income, or a combination of capital gains and income there is. Returns may also include currency gains or losses due to exchange rate fluctuations.
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describe how the following business transactions affect the three elements of the accounting equation.
a) Assets and stockholders equity will increase
b) Cash will decrease
c) Assets and liabilities both will increase.
d) Assets and stockholders equity will increase.
e) Both assets and liabilities will decrease.
What is Asset?
In economics, demand is the quantity of an item that customers are willing and able to purchase at various prices at a certain time and place. The link above relative price demand is sometimes referred to as the demand curve.
Therefore,
Describe how the following business transactions affect the three elements of the accounting equation.
a) Assets and stockholders equity will increase
b) Cash will decrease
c) Assets and liabilities both will increase.
d) Assets and stockholders equity will increase.
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vertical marketing system combines successive stages of production and distribution under single ownership.
Corporate vertical marketing systems are a grouping of progressively more complex levels of production and distribution that are controlled by a single entity. Both forward integration and backward integration are employed in corporate vertical systems.
An industry, trade, profession, or other group of clients with specialised demands may be the focus of a vertical market, where suppliers cater to those needs with products and services. A horizontal market is one in which a good or service fills the needs of numerous customers from several economic sectors.
Companies that provide products and services to consumers in a particular industry or niche market make up a vertical market. Similar or compatible goods and services are created and marketed to a specific group of clients in a vertical market.
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Each display in a marketing dashboard shows a ________, which is a measure of the quantitative value or trend of a marketing action or result.
A marketing metric, a measurement of the quantitative value or trend of a marketing action or result, is shown on each display of a marketing dashboard.
A marketing dashboard is a visual representation of the most pertinent data required to monitor important marketing indicators and to accomplish one or more marketing goals. Top-level marketing reports are compiled and arranged on one page so that the data can be viewed quickly.
Marketing metrics are a quantitative performance monitoring method and an essential tool for gauging the effectiveness of marketing efforts. The most effective marketing metrics vary significantly from one campaign to the next, but they typically track how your campaign affects audience behavior.
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Acme widgets had an order to process 250 widgets. The first unit required 200 minutes to assemble. Before starting, the company estimated the amount of time it would require to assemble all 250 widgets if they learned at an 85% rate. After assembling all 250 widgets, acme realized they had learned at an 80% rate. How much time less than their estimate did acme take? you should be able to compute the answer within plus or minus 2 hours.
If Acme widgets had an order to process 250 widgets. The first unit required 200 minutes to assemble. After assembling all 250 widgets, acme realized they had learned at an 80% rate. How much time less than their estimate did acme take is: 91.2 hours.
TimeFirst step
Using the cumulative unit table to determine the range
Range=88.83-61.47
Range=27.36
Second step is to calculate the minutes requires to assemble
Number of minutes=27.36×200 minutes
Number of minutes= 5472
Third step is to calculate how much time less than their estimate did acme take
Time=5472/60
Time=91.2
Therefore If Acme widgets had an order to process 250 widgets. The first unit required 200 minutes, the company estimated the amount of time it would require to assemble all 250 widgets . After assembling all 250 widgets, acme realized they had learned at an 80% rate. How much time less than their estimate did acme take is: 91.2 hours.
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when consumers pay $100 for a bottle of perfume that only contains $3 worth of ingredients, they are participating in:
When consumers pay $100 for a bottle of perfume that only contains $3 worth of ingredients, they are participating in Image pricing.
Premium pricing, also known as image pricing or prestige pricing, is the practise of maintaining an artificially high price for a product or service in order to promote positive opinions among customers based only on the price.
Consider a premium good like a Louis Vuitton bag that costs between $1000 and $ 2000. Such a gimmick would have negative effects even though sales for that particular bag would be great because it would be affordable for a lot more people.
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the purpose of financial statement analysis for (internal/external) users is to provide information to improve efficiency and effectiveness.
The purpose of financial statement analysis for internal users is to provide information to improve efficiency and effectiveness.
Who are the internal users of financial statement?Users of financial information can either be internal users or external users. Those that have access to managerial accounting information are known as internal users of accounting information. Internal users include: owners, managers, employees
Those that do not have access to managerial accounting information are known as external users of accounting information. External users include: bankers, shareholders, tax authority, regulatory bodies
.
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true or false: the income statement is useful for determining the amount of economic resources held by the company. true false question.
This is False Statement.
One of a company's financial accounts, an income statement or profit and loss account, lists the company's revenues and costs for a specific time period. It describes the process through which revenues are converted into net income or net profit.A financial report describing a company's income and costs during a reporting period is called an income statement. It is usually prepared quarterly or yearly and is also known as a profit and loss (P&L) statement. The financial success of a corporation is shown in its income statements over a reporting period.
3 main parts of an income statement
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the statement under normal circumstances, individuals and firms will act to provide the things people want answers which question economists ask to break down problems?
The statement under normal circumstances, individuals and firms will act to provide the things people want answers which question economists ask to break down problems is known to be "Why is there no one already doing it?"
What are the four questions asked by economists to break down problems?Economists are known to be people who helps to break down problems by asking these four questions?
Why is there no one doing it?What are the trade-offs?What are the wants and constraints of those that are involved? How will others respond?Therefore, The statement under normal circumstances, individuals and firms will act to provide the things people want answers which question economists ask to break down problems is known to be "Why is there no one already doing it?"
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Agency (or a special department set up for the purpose) for full or partial recovery of the amount
An Agency (or a special department set up for the purpose) for full or partial recovery of the amount is called a Debt collection agency.
A debt collection agency is imparted to proceed the duty to take money from a paycheck, bank account and can also get benefitted called garnishment as if they have already sued the person and a court will enter into a judgment against you for the particular amount of money which is supposed to owe.
The law is set up under certain limits on how much money a debt collector can garnish the wages and bank accounts as well. The work of Debt collector deals with the work of debt-collection agencies as very often, even though some operates as independent one.
Some generally exist as attorneys and sometimes these agencies tend to act as middlemen, collecting delinquent debts of customers as the debts that are at least within 60 days past in case of due and will be remitted them to the original creditor who is responsible.
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the primary objective of financial reporting is to provide information:multiple choice 1about a firm's financing and investing activities.about a firm's management team.
The primary objective of financial reporting is to provide information that is useful to capital providers.
Financial usually refers to money subjects or transactions of some length or significance: a financial wizard. financial is used especially in reference to government funds, or those of any corporation: the quit of the financial year. financial relates specifically to money as such: a financial machine or trendy.
Finance may be divided widely into three awesome categories: public finance, corporate finance, and personal finance. more latest subcategories of finance encompass social finance and behavioral finance.
Money is part of finance, however, finance includes several different matters as nicely. cash acts as a medium of exchange, save of price, a unit of account, and occasionally it could also act as a standard for deferred payments. Finance: This is the look at money and includes making plans to apply it.
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Assume that sugar is initially traded freely in the us at the world price of $20 and at this world price the us imports 5,000 units of sugar. Then assume that the us enacts a quota of 2,000 units of imported sugar that raises the domestic price of sugar to $45. What is the most amount of revenue that the government can generate if it combines this quota with a licensing fee?.
The most amount of revenue that the government can generate if it combines this quota with a licensing fee will be c) $50,000
What is Revenue price?
The overall expense spent to make a sale as well as the price of the products or services sold make up the cost of revenue. As a result, the cost of revenue exceeds the standard definition of the cost of products sold since it takes into account the unique selling and marketing activities linked to a transaction.
Revenue, which is determined by multiplying the average sales price by the quantity of units sold, is the money made through regular business activities. The top line (or gross income) figure is what is used to calculate net income by deducting costs. Sales are another name for revenue in the income statement.
Calculation :-
5000 units × $20= $100,000 2000 units × $25= $150,000Subtracting the Quota Price from World Price we get Revenue price.
= $150,000 - $50,000
= $50,000
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hour tonight. she could babysit her professor's child at an hourly wage of $7, she could work at the college library at a wage of $6, or she could finish her economics homework assignment. if she chooses to complete her homework assignment, she has incurred an opportunity cos
A college student must make a challenging choice regarding how to spend one hour tonight. She had three options: she could work at the college library for $6 an hour, babysit her professor's child for $7 an hour, or finish her economics homework. She has lost $7 in opportunity costs if she decides to finish her schoolwork.
Opportunity costs are the possible advantages that a person, investor, or company forgoes while deciding between two options. Opportunity costs are by definition invisible, making it simple to ignore them. Making smarter decisions requires an understanding of the possible opportunities lost when a company or person selects one investment over another. An opportunity cost is just the difference between the expected returns of each choice, and this is the formula for doing so.
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this week, alice decides to go out to dinner with friends. what is the opportunity cost of dinner in terms of games of miniature golf?
the opportunity cost of dinner is two games of miniature golf
The value or advantage forfeited by engaging in a certain activity in comparison to engaging in a different activity is known as the opportunity cost in microeconomic theory. Simply put, it indicates that by choosing one course of action (such making an investment), you are forgoing the chance to choose an other course of action. The best activity is the one that, after deducting opportunity costs, has the highest return when compared to all other activities. For instance, if you purchase a car and use it just for personal transportation, you are not permitted to rent it out; yet, if you do, you are not permitted to use it for personal transportation.
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free pdf the mckinsey engagement: a powerful toolkit for more efficient and effective team problem solving
Free pdf The McKinsey Engagement: The McKinsey Engagement is A powerful toolkit for efficient and effective team problem-solving.
McKinsey Engagement is a project manager who manages many different projects and ensures cohesion between project teams. Your goal is to boost productivity and morale. Engagement managers plan and conduct meetings with employees and clients to resolve conflicts and strengthen partnerships.
The third volume in the internationally best-selling McKinsey Trilogy, McKinsey Engagement is the consistently high level of business achieved by experts from the world's most respected consulting firms and their solutions. This is an action guide for realizing Engagement Managers join our global offices and practices to work directly with clients on their teams. When you join McKinsey as an Engagement Manager, you are joining a company that challenges you and invests heavily in your work.
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