Eric Patterson should set aside minimum amount of money in an emergency fund will be $4,500 * 3 i.e., $13,500.
What's in an emergency fund?
An emergency fund is a coins reserve it is mainly set aside for unplanned expenses or economic emergencies. Some commonplace examples encompass vehicle repairs, domestic repairs, clinical bills, or a lack of earnings.
What's an emergency fund for?
As easy as the answer seems, it's far essential to ensure that you could distinguish among what is an emergency and what is not. An emergency fund is an unexpected invoice that you can not pay—no longer cash to visit a movie or for some different nonessential expense.
How tons money need to be stored in an emergency fund?
Whilst the size of your emergency fund will range relying to your way of life, month-to-month fees, income, and dependents, the rule of thumb is to position away at the least three to 6 months' well worth of fees.
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Car dealerships make more money on financing than they do on the car. What does that tell you about the value of financing? who wins and who loses when a car is financed? why?.
It shows financing plays a very big part in how dealerships make their money. When a car is financed, the dealership wins and the buyer loses because interest rates are much higher for the buyer through financing a car.
Financing is the process of offering funds for commercial enterprise activities, making purchases, or making an investment. Financial establishments, along with banks, are within the enterprise of supplying capital to organizations, customers, and buyers to assist them to obtain their desires. Using financing is critical in any economic system because it permits groups to purchase products out of their on-the-spot attain. Positioned in a different way, financing is a way to leverage the time price of cash to place future expected money flows to use for tasks started out nowadays. Financing additionally takes benefit of the truth that some individuals in an economic system could have a surplus of cash that they wish to position to work to generate returns, at the same time as others demand money to adopt funding, growing a marketplace for the money.
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carson owns shares of a money market mutual fund. during the year, he received $2,800 in dividend distributions, $700 of which he received in cash. he elected to use the remaining $2,100 to purchase additional shares of the fund. the total amount of dividend income subject to tax is:
The Amount is $0
In accordance with Tax Law:
If a person receives dividends or other income from mutual funds that is greater than 5,000 in a calendar year, 10% TDS will be applied.The dividend amount in this case, which is less than 5000, is 2800. So, there is no tax due. The only time Xavier's income is taxable is if he earned a dividend of more than $5,000 annually.A dividend is a payout of profits by a firm to its shareholders. A corporation is allowed to distribute a portion of its profit as a dividend to shareholders when it generates a profit or surplus. Any remaining funds are withdrawn and reinvested back into the company.
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which role ensures progress is tracked and visible to everyone, and also encourages the team to take on more responsibility?
The Scrum Master is in charge of making sure that everyone can track and see progress. However, it is the team members' responsibility to assist by updating the group on their individual job progress.
What is a Scrum Master's process?By ensuring sure the scrum format is adhered to, the scrum master contributes in enabling scrum for the larger team. He or she is committed to the scrum concepts and procedures, but they should also be flexible and open to opportunities for the team to improve efficiency. Being a scrum master is an excellent career path that provides significant perks and outstanding growth opportunities for people with team management experience.To Learn more about Scrum Master, Click the links.
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imagine that your health care organization is trying to reduce worker fatigue. your improvement team is working on a planned nap program in which you offer the opportunity for staff members working a shift of more than 12 hours to take a planned nap. you have identified a designated room for the nap, and you have communicated with the staff about the importance of rest in ensuring patient safety. unfortunately, data reveal that workers are not taking advantage of the program. your team is frustrated, because this program worked at another hospital in a neighboring town. what would be a good way for the team to respond to the resistance to the change?
A good way for the team to respond to resistance to change is to show them with evidence that the implementation of these naps does have positive effects on work results.
How to persuade the group?There are different ways to persuade the group depending on the personality of each individual. However, one way that works for most people is through true and verifiable evidence about a phenomenon or trend.
According to the above, it can be inferred that the best option for this work group is for the boss to show the employees that if they take a nap for every 12 hours of work, their work results will improve and their attention will be better for all patients.
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sociologists study information systems with an eye to understanding: group of answer choices how human decision makers perceive and use formal information. the production of digital goods. how new information systems change the control and cost structures within the firm. mathematically based models and physical technology. how systems affect individuals, groups, and organizations.
Sociologists research information systems to learn how they impact people, groups, and organizations.
Sociology is the study of how society influences and is influenced by individuals. Sociology is "the systematic study of society and social interaction," according to the dictionary. The Latin word socius, which means "fellow," and the Greek word logos, which means "speaking or reason," combine to form the word "sociology," which is defined as "reasoned speech concerning companionship." Sociologists examine society and social behavior using a range of techniques. They look at how individuals form groups, cultures, organizations, social structures, and processes, then they apply these to the real world. The majority of sociologists are employed by research institutions, colleges and universities, local, state, and federal governments, as well as consultancy businesses.
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an economic and disease transmission model of human papillomavirus and oropharyngeal cancer in texas
Human papillomavirus(HPV) was blamed for over 70% of OPC cases. However, just 51% of teenagers in the United States and 43.5% of those in Texas have had all four HPV vaccines.
What is infection with the human papillomavirus?
Skin-to-skin contact is how the viral illness known as the human papillomavirus (HPV) is spread from one person to another. There are more than 100 different types of HPV, more than 40 of which are transmitted through sexual contact and can harm your mouth, throat, and genitalia. According to the Centers for Disease Control and Prevention (CDC), the most common sexually transmitted disease is HPV (STI). It is so common that it occurs in most sexually active individuals at some point, even if they have few sexual partners. However, some types of his HPV can lead to the growth of genital warts, and malignant tumors of the throat, cervix, and anus.
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an offer contains a contingency clause calling for a property inspection and approval by the buyer's wife within one week of the offer's acceptance. is this a binding contingency? select one: a. yes, but only if the buyer's wife has signed the offer. b. yes, if the seller accepts the offer. c. no, because only the buyer has made this offer. d. no, because the law does not allow one spouse to make an offer on real property in the absence
Yes, if the seller accepts the offer, then it is called as a binding contingency. Thus, option B is correct.
What is a contingency clause?A contingency clause then is defined as a clause or a condition if or when that is fulfilled, then only the offer will be considered regarding the buying and selling of a product.
As in this, there is a clause in the contract with sales that if the property inspection is being done properly and got the approval by the buyer's wife.
Further, if the seller accepts the offer then the deal will be done which will be called a binding contingency. Therefore, option B is the correct option.
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solow corp. has a bond with annual interest payments of $210 maturing in 18 years at a value of $1,000 per bond. the current market price is $930. what will the nominal yield be
Yield to maturity (YTM), a crucial indicator used in the bond market, expresses the overall rate of return anticipated from a bond once all of its future interest payments have been made and the bond's principle has been repaid. But unlike bonds with a coupon rate, zero-coupon bonds (z-bonds) don't have recurring interest payments, therefore YTM calculations don't apply to them.
From year to year, the yield to maturity may vary. It is reliant on variations in the market's average bond prices. Consider the scenario when investors are more inclined to hold bonds as a result of economic ambiguity. Then it is expected that bond prices will increase, pushing up the denominator in the yield to maturity formula and lowering the yield.
((Annual Interest Payment)) / ((Face Value + Current Price) / 2) / ((Face Value - Current Price) / (Years to Maturity))
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in any industry in which repeat business is done with the same parties, there is always a balance between pushing the limit on any particular negotiation and making sure the other party—and your relationship with him—survives intact.
The statement is True. In any industry in which repeat business is done with the same parties, there is always a balance between pushing the limit on any particular negotiation and making sure the other party and your relationship with him survive intact.
Growing your emblem visibility allow you to attract new customers and develop your enterprise. A very good way to do that is by attending networking events. Test local professional agencies and don't be afraid to attend some activities to get the phrase out about your commercial enterprise.
Successful small commercial enterprise owners are exact at inspiring those around them whether that is clients, employees, business companions, providers, or own family contributors. This requires self-assurance, enthusiasm, and passion.
An enterprise advantage is a tangible outcome of a motion or decision that contributes closer to achieving one or greater commercial enterprise targets. That definition serves properly for plenty of business planning, decision aid, and different evaluation desires.
Disclaimer: The question is incomplete. Please read below to find the missing content.
Question: In any industry in which repeat business is done with the same parties, there is always a balance between pushing the limit on any particular negotiation and making sure the other party -- and your relationship with him -- survives intact.
a. True
b. False
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A loan that requires the borrower to make the same payment every period until the maturity date is called a.
financial management involves the acquisition and use of marketing resources and the protection of debt capital from all kinds of risk.
False. Financial management entails the purchase, usage, and protection of marketing resources as well as the safeguarding of debt money from all risks
Financial management is the practice of managing a business's finances in a way that enables it to be profitable and compliance with laws. That requires both a strategic plan and on-the-ground execution.
What serves as the primary goal of financial management?
The main goals of financial management are: Trying to lower the cost of financing. ensuring enough financial availability dealing with the planning, organization, and control of financial activities as well, such as the acquisition and use of funds.
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what’s the best type of computer for a sales rep who travels extensively, needs a light-weight system to take written notes and show product spec pages to clients in their offices?
A tablet is the best type of computer for a sales rep who travels extensively and needs a lightweight system to take written notes and show product spec pages to clients in their offices.
Who is a sales rep?A sales representative can be said a person who is a representative of a company and help themselves with product or services.
The sales reps usually sell their product through various means like phone calls, meeting people, Advertisements, filling up tenders, etc.
As the sales rep good need to show their product to the person and need to carry it for a long time they require something that is accessible with them also that can be transferred to people, so a tablet would be a good option as it is compact, easy to give people and lightweight.
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Sharp uses job-order costing and applies manufacturing overhead to jobs based on direct labor costs. What is the manufacturing overhead overapplied or underapplied for the year?.
$6,800 over applied is the manufacturing overhead over applied or under-applied for the year. Thus, option A is correct.
What is Manufacturing?Manufacturing is the process of taking raw materials or other resources and turning them into finished goods or other commodities. This allows the business to make money by selling these products.
The solution will be:
Manufacturing Overhead applied = 214000
Less: Actual Manufacturing Overhead = 207200
=22800+26800+15760
Manufacturing overhead over applied = 6800
$6,800 over applied is correct
Therefore, option B is the correct option.
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The question is incomplete, the complete question will be:
Sharp uses job-order costing and applies manufacturing overhead to jobs based on direct labor costs. What is the manufacturing overhead overapplied or underapplied for the year?
Multiple Choice
$6,800 underapplied
$6,800 overapplied
$26,800 underapplied
$26,800 overapplied
aaron received a state income tax refund in 2021 for state taxes he overpaid in 2020. he was able to reduce his 2020 federal tax liability by itemizing and claiming a deduction for state and local income taxes paid that year. when aaron files his 2021 return, he may need to report all or part of the state tax refund he received in 2021 as:
Based on the information provided, When Aaron files his 2021 return, he may need to report all or part of the state tax refund he received in 2021 as: (Option B) - Recaptured Credit.
What is state tax refund?A tax refund is a payment made to a taxpayer for any excess amount paid to the federal or state governments.
While most taxpayers regard a refund as a windfall or a stroke of luck, it frequently reflects what amounts to an interest-free loan paid to the government by the taxpayer.
What is Recaptured Credit?If you are required to file IRS Form 4255, you may be required to repay a tax credit collected in previous years.
This process which is known as recapture occurs when you claim a credit—in this example, a credit for a certain sort of company investment—and subsequently no longer qualify for that credit.
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Full Question:
See attached Image.
which one of the following statements is corre taxable income earned by a partnership is treated as individual income.
The correct statement is Income from both sole proprietorships and partnerships that is taxable is treated as individual income.
What is tax?
In order to raise money for important public projects like providing the best infrastructure and services, a government must levy taxes on individuals and businesses. The revenues raised are then used to fund other public expenditure programs.
A tax is a mandatory financial charge or other type of levy imposed on a taxpayer (an individual or legal entity) by a governmental organization in order to fund government spending and various public expenditures.
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consider a company with both a retail outlet division (with over 100 retail stores) and a catalog sales division. each division stocks the same selection of items and suppose the total sales in each division is about the same. the fact that the catalog division requires less inventory can be most directly explained as a result of:
The ideal inventory levels are established using a newsvendor model. Uncertain demand and fixed pricing are two characteristics that define this model. In the example provided, the catalog division requires less inventory than the retail division since the demand in the latter can fluctuate, whilst the stock to be kept in the former is determined by mathematical calculations in the face of fluctuating demand.
What is retail?Retail involves selling goods and services to consumers, as opposed to wholesale, which targets corporations and institutions. A retailer makes a profit by purchasing goods in bulk from manufacturers, either directly or via a wholesaler. The products are then sold to clients in smaller quantities. The merchant serves as the last link in the supply chain connecting producers and consumers.
Markets and establishments that sell goods for sale have existed since ancient times. One group among the first merchants was the itinerant peddler. Retail stores have evolved throughout the years from being little more than "rude booths" to the upscale shopping complexes of the present era. In the digital age, an increasing number of retailers are attempting to sell through various channels in order to reach wider consumers.
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andre iverson was paid a biweekly salary of $1,230 as an assistant exterminator. now he is paid on a semimonthly basis. what is andre's semimonthly salary?
Andre’s Iverson semimonthly salary is $1,332.50.
What is the salary?A salary is the number of funds that an employee receives from his company every time, particularly if they work in a specialty like education, legal, or medical.
There are 52 weeks a year
biweekly in a year will be 26
biweekly salary of Andre is $1,230
The annual salary will be
$1,230 x 26 = $31,980 annual
There are 12 months a year,
If calculated semimonthly = 12 x 2 = 24
The remuneration semimonthly will be calculated as
$31,980 / 24 = $1,332.50
Therefore, Andre’s semimonthly salary is $1,332.50.
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According to management scholar gary hamel, companies like apple have succeeded because their spirit of _____ has allowed them to reinvent the basis of competition within an existing industry.
According to management scholar Gary Hamel, companies like apple have succeeded because their spirit of strategy innovation has allowed them to reinvent the basis of competition within an existing industry.
Apple is a market leader in the development and sale of electronic devices. Innovation is the ability to be creative, that is, to come up with new ideas as an entrepreneur, either to develop a business strategy or to preserve one in an established industry. Apple's strategy innovation has enabled it to recreate the basis of competition inside an existing industry. This is the same with other companies like Apple
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According to management scholar Gary Hamel, companies like apple have succeeded because their spirit of strategy innovation has allowed them to reinvent the basis of competition within an existing industry. These three tactics are required for any organization, in whatever industry: Manage your company. Change your company.
Strategic innovation is the process by which an organization reinvents or redesigns its corporate strategy in order to drive business growth, generate value for the firm and its customers, and gain a competitive edge. This form of innovation is required for enterprises to keep up with the rapid pace of technological change. Reimagine your company.
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before you started applying for college, a job recruiter offered you a full-time cashier position at a local retail store, earning an after-tax salary of $28,000 per year. however, you turn down this offer and attend your first year of college. the additional monetary cost of college to you, including tuition, supplies, and additional housing expenses, is $35,000.
The reason why you decide to go to college, was probably because you value a year of college at more than $63,000.
Monetary costUsing this formula
Cost=After-tax salary+ Housing expenses
Where:
After-tax salary=$28,000
Housing expenses=$35,000
Let plug in the formula
Cost=$28,000+$35,000
Cost=$63,000
Therefore the reason why you decide to go to college, was probably because you value a year of college at more than $63,000.
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which aspect of health are you building when you get enough sleep
The aspect of health that you are building when you get enough sleep is brain performance.
What is health?It should be noted that health simply means the state of being free from illness. Maintaining one's physical condition and taking precautions to lower the risk of contracting various diseases constitutes being healthy. Health is the body's innate capacity to adjust to the physical and psychological changes to which it is subjected.
It should be noted that it's important for individuals to slide for at least 8 hours every day in order to stay healthy.
Therefore, the aspect of health that you are building when you get enough sleep is brain performance.
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flattened organizational structures require more open communication but transparent communication can lead to complications if management is not well trained. flattened organizational structures require more open communication, but transparent communication can lead to complications if management is not well trained. flattened organizational structures require more open communication, however, transparent communication can lead to complications if management is not well trained. flattened organizational structures require more open communication, transparent communication can lead to complications if management is not well trained.
Flat organisational structure is an organisational standard with relatively rare or no levels of middle management between the executives and the frontline workers. Its goal is to have as little scale as possible.
Characteristics of flat organizational structureFocus on the consumers.Strong emphasis on teams and cooperation.Flexibility between departments and jobs.Broadly specified jobs.Few levels of management.A decentralized management approach.Which company has flat organizational structure?Nike's flat structure, also understood as a matrix structure, consists of several divisions divided into subsidiaries: Converse, Hurley and others, which all lead to Nike's global headquarters.
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jill hires david as a tanner for her large leather enterprise, david is example of which factor of production?
Jill hired David as a tanner for her large leather enterprise, David is an example of labor as a factor of production as tanner is any person who is employed to tan animal hides.
What are the factors of production?Factors of production refers to those inputs or resources that are needed for the creation of a good or service. The factors of production are used in the production process to produce output.
There are mainly four types of factor of production, which are land, labor, capital and entrepreneurship. All these factors play a very significant role in the production process.
Basically, labor as a factor of production refers to those efforts that are exerted by the individuals when they produce a good or service.
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identify the situation(s) in which a production-oriented firm can survive or prosper in the marketplace.
The situation(s) in which a production-oriented firm can survive or prosper in the marketplace.
b. When demand exceeds supply
c. When competition is weak
This is further explained below.
What is a marketplace?Generally, A marketplace, sometimes known as a marketplace, is a site where people often congregate in order to buy and sell a variety of things, including groceries, animals, and other items.
In conclusion, The situation(s) in which a production-oriented firm can survive or prosper in the marketplace.
b. When demand exceeds supply
c. When competition is weak
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complete question
Identify the situation(s) in which a production-oriented firm can survive or prosper in the market place.
Select one or more:
a. When competition is strong
b. When demand exceeds supply
c. When competition is weak
d. When supply exceeds demand
estrella likes to keep the company on top of its game by keeping her eye on the industry and the company’s competitors and hiring the best and brightest talent.
We can actually deduce here that the statement, Estrella likes to keep the company on top of its game by keeping her eye on the industry and the company’s competitors and hiring the best and brightest talent shows that she is creating a learning organization by creating and acquiring knowledge.
Who is a company's competitor?A company's competitor is actually known to be another company that creates or produces similar products and services of a company and tries to stand out than that company in sales and customer acquisition.
We see here that Estrella who likes to keep the company on top of its game by keeping her eye on the industry and the company’s competitors and hiring the best and brightest talent is creating a learning organization.
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The economic principle which states that the quantity of a good or service that consumers will buy varies inversely with the price of the good or service is known as the.
It is known as The law of Demand.
Demand law states that the quantity purchased varies inversely with price. In other words, when the price rises, the amount demanded drops. This occurs as a result of falling marginal utility.
Customers will desire fewer units of an item at a greater price, in accordance with the law of demand, which is a cornerstone of economics.
Demand is determined by the concept of decreasing marginal utility, which holds that consumers use economic goods to initially satisfy their most urgent needs.
These limitless needs are the focus of the law of demand. In their economic behavior, individuals naturally prioritize more urgent demands and requirements over less urgent ones, and this pattern extends to how they pick among the limited resources at their disposal.
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If you use another banks ATM, there will be no fee charged.True or False?
The statement If you use another banks ATM, there will be no fee charged is False.
What is ATM?ATM which full meaning is automated teller machine can be defined as a computerized machine that enables people to have access to their fund and for a person to make use of an automated teller machine the person must have an ATM debit cards
The statement is false because if an person make use of another bank ATM the person will be charges some fees.
Therefore the statement If you use another banks ATM, there will be no fee charged is False.
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the marriage of electronic trading mechanisms with computer technology has had far-ranging impacts on trading strategies and tools. trading delegates trading decisions to computer programs. -frequency trading is a special class of trading in which computer programs initiate orders in tiny fractions of a second, far faster than any human could process the information driving the trade.
The marriage of electronic trading mechanisms with computer technology has had far-ranging impacts on trading strategies and tools. Algorithm trading delegates trading decisions to computer programs. High -frequency trading is a special class of trading in which computer programs initiate orders in tiny fractions of a second, far faster than any human could process the information driving the trade.
What is electronic trading ?Instead of taking place on a trading floor, electronic trading connects buyers and sellers in a virtual marketplace. In lieu of or in addition to floor trading, almost all exchanges in the U.S. and Europe offer some sort of electronic platform. The first entirely electronic stock exchange was NASDAQ. Examples of exchange-owned electronic trading systems are NYSE Arca and Globex.
Traditional ways of trading through exchanges have been altered by electronic trading, whether it be done directly with counterparties or through an internet middleman. Institutional investors, broker-dealers, and market makers can trade directly through an Electronic Communications Network, or ECN, which automatically matches buy and sell orders at predetermined prices, as opposed to joining the exchange and trading from the floor.
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you have a gross annual income of $55,000. use the multiple of income method to determine the maximum amount of life insurance you should carry. quizlet
A gross annual income in a of $55,000. The multiple of income method to determine the maximum amount of life insurance should carry is= $269,500
Life insurance need = 0.70 × Salary amount × 7
= 0.70 × $55,000 × 7 = $269,500
What is life insurance and how does it work?
Life insurance is a settlement between you and an coverage enterprise. basically, in trade to your top rate bills, the insurance organization will pay a lump sum referred to as a demise advantage in your beneficiaries after your loss of life. Your beneficiaries can use the cash for some thing purpose they choose.
What is the advantage of a life insurance?
Life insurance coverage advantages may be used to assist pay for final prices when you skip away. This will encompass funeral or cremation expenses, scientific bills no longer blanketed by medical health insurance, estate agreement expenses and different unpaid duties.
What is the main cause of life insurance?
The number one cause of life insurance is to provide a financial gain to dependants upon premature death of an insured man or woman. The policy will pay a certain amount referred to as a “dying gain” to the named beneficiary, while the insured dies.
What age should you get life insurance?
As we age, we are at increased hazard of developing underlying fitness conditions, that may result in better mortality costs and better lifestyles coverage fees. You'll normally pay less for term life insurance at age 20 than if you wait till age forty. Ready until age 60 normally way an excellent larger increase in charge.
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For various reasons and both internal and external factors, organizations engage in temporary improvement initiatives that are a departure from their day-to-day business. These projects are aligned with organizational goals and are undertaken to create what?
These projects are aligned with the goals of the organization and are undertaken to create
Tasks to be performed by the project teamA unique product, service or resultOpportunity to changeReal resultsProject management is one of the management or procedures for managing important sources of income to complete the project from the beginning to the completion of the project. Project management can be applied to any type of project and is widely used to complete large and complex projects. The main focus of project management is the achievement of all project goals with all available constraints, time and available funds. In planning the making of a system project, it takes a variety of components involved in it.
One thing that must be considered / prioritized by a project manager in planning is to calculate, both qualitatively and quantitatively, and the risks that will occur in the process of working on the project.
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chill is an ice-cream manufacturer in a predominantly agrarian nation. chill does not spend too much on marketing its products. instead, it focuses on improving the processes through which it manufactures ice cream. chill believes that the quality of the ice cream alone is enough to differentiate itself from other manufacturers and generate sales. in this scenario, chill’s marketing strategy is
Answer:Production Oriented
Explanation: