It is correct to say that the value of your tangible, personal and real assets tends to be constant with your age, income and wealth. Your financial and liquid assets, on the other hand, tend to be a function of economic conditions and the returns on your investments.
What are tangible, financial and liquid assets?Tangible assets are those physical goods that you acquire to satisfy a need, such as a car. Financial assets, on the other hand, are related to investments, capable of generating financial returns according to their valuation in the market, such as stocks and bonds.
Liquid assets are those that guarantee the availability of money in a simple way, such as a checking account.
Therefore, it is essential that the individual knows how to manage his assets through financial education to allocate his resources according to his needs and objectives.
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find the accumulated amount at the end of 9 months on an $800 deposit in a bank paying simple interest at a rate of 6% per year.
As per the given figure, after calculating the accumulated amount, the figure that has been arrived is $1,232.
What is the accumulated amount?
Accumulated value or accumulated amount, both are synonyms. It is used to refer to the cash value. Basically, this means there is an easy way of calculating the accumulated value.
All one has to do is to find the total or the sum of the initial investment and, in that addition, the interest which has been earned till date will be added. Formula for calculating the simple interest is
Accumulated amount =Principal amount (1+rate * time)
Here Principal amount = $800, rate= 0.06, time=9 months
Accumulated amount = 800 (1+(0.06*9) = 800 (1+ 0.54 ) = $1,232.
Thus, the accumulated amount for the given data is $1,232.
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the nation of kandabar exports $75 million worth of products and services and imports $52 million worth of products and services. kandabar has a(n) multiple choice trade surplus. unfavorable balance of trade. trade deficit. trade embargo.
The nation of kandabar exports $75 million worth of products and services and imports $52 million worth of products and services. kandabar has a(n) trade surplus.
Trade surplus means that the value of a nation's exports exceeds the value of its imports. A trade deficit occurs when the value of a nation's exports is less than the value of its imports. In this example: Exports of 75 million are greater than the imports of $52 million. The nation of Kandabar has a trade surplus of $23 million.
A country's change deficit or surplus is calculated by using subtracting a country's imports from its exports. The stability of change is denominated within the local currency of the use of a for which it's far being calculated.
A alternate deficit occurs while the price of a rustic's imports exceeds the value of its exports—with imports and exports referring both to bodily items and offerings. In easy terms, a trade deficit method a country is buying more items and offerings than it's miles promoting.
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what primary strategic planning tool do companies rely on to direct and coordinate marketing efforts?
A marketing plan is the primary strategic planning tool companies rely on to direct and coordinate marketing efforts.
A marketing plan refers to a strategic document that outlines the advertising strategy of a company to advertise its products and services. It also includes its public relations (PR) strategy, and other forms of outreach it plans to undertake.
A marketing plan is based on rigorous research on the potential markets and customers, on the pricing trends, and the demands prevailing in the market.
It includes the formulation of tailored messaging to reach out to specific demographics and regions. Social media campaigns, TV afs, and newspaper and magazine ads are some of the ways in which the plans are executed.
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at rita’s restaurant 'ritas tacos, employees work together to achieve the company’s goals and purposes. rita’s 'ritas tacos is a(n)
At Rita's restaurant, Ritas Tacos, employees work together to achieve the company's goals and purposes, making Rita's Ritas Tacos D. an organization.
What is an organization?An organization is a group of individuals working together to achieve an organizational purpose(s).
Without organizational goals and the pulling of resources together, there is no organization.
Organization involves the planning and control of individual activities on a common platform to achieve some goals.
Thus, we can safely describe Rita's Ritas Tacos as D. an organization.
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Question Completion with Answer Options:A. visionary
B. ad hoc team
C. user of stretch goals
D. organization
the man-hours requirement is typically at a peak during the phase of the project life cycle.
The execution stage of the project life cycle .
In order to offer your goods or services to your customers or internal stakeholders, you must follow out the specifics of your project charter during the execution phase. Planning the project comes first. Execution of the project follows.
The work is completed during the project's execution phase. Workflow remains efficient when task owners start their work and the project manager monitors that it is finished on time.
The Project Execution Phase often takes up the greatest time and resources within the Project Management Life Cycle. By this point, it should be clear how important it is to make sure that your plans are carried out with meticulous accuracy and little to no deviation.
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a broker is reviewing the balance sheet of her new listing to sell a business. three of the entries on the books are licenses, trademarks, and goodwill. these would be examples of
These would be examples of intangible assets. An intangible asset is one that is not physical in nature. balance sheet assets include goodwill, brand recognition, and intellectual property, such as patents, trademarks, and copyrights. Intangible assets exist in contrast to tangible assets, which include land, vehicles, equipment, and inventory.
For more examples, financial assets such as stocks and bonds, which derive their value from contractual claims, are considered tangible assets. An intangible asset can be indeterminate definite . Intangible assets developed by a corporation do not appear on the balance sheet and have no recorded book value. A patent, brand, trademark, or copyright are examples of intangible assets.
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in order to expand employment opportunities for traditionally disadvantaged groups, the federal government requires agencies and businesses that receive federal funds or contracts to .
The federal government requires agencies and businesses that receive federal funds or contracts to establish policies aimed at ensuring that all job applicants are treated fairly.
What is an employment opportunities?It relates to the hiring, transfer, promotion, training of people that belongs to the traditionally disadvantaged groups.
Hence, in an attempt to expand it, the federal government requires agencies and businesses that receive federal funds or contracts to establish policies aimed at ensuring that all job applicants are treated fairly.
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when consumers pay $100 for a bottle of perfume that only contains $3 worth of ingredients, they are participating in:
When consumers pay $100 for a bottle of perfume that only contains $3 worth of ingredients, they are participating in Image pricing.
Premium pricing, also known as image pricing or prestige pricing, is the practise of maintaining an artificially high price for a product or service in order to promote positive opinions among customers based only on the price.
Consider a premium good like a Louis Vuitton bag that costs between $1000 and $ 2000. Such a gimmick would have negative effects even though sales for that particular bag would be great because it would be affordable for a lot more people.
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the primary objective of financial reporting is to provide information:multiple choice 1about a firm's financing and investing activities.about a firm's management team.
The primary objective of financial reporting is to provide information that is useful to capital providers.
Financial usually refers to money subjects or transactions of some length or significance: a financial wizard. financial is used especially in reference to government funds, or those of any corporation: the quit of the financial year. financial relates specifically to money as such: a financial machine or trendy.
Finance may be divided widely into three awesome categories: public finance, corporate finance, and personal finance. more latest subcategories of finance encompass social finance and behavioral finance.
Money is part of finance, however, finance includes several different matters as nicely. cash acts as a medium of exchange, save of price, a unit of account, and occasionally it could also act as a standard for deferred payments. Finance: This is the look at money and includes making plans to apply it.
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nici knows that her employer expects her to take a bigger role in the company now that she has been promoted to assistant manager. he hasn't said anything to her directly, but her advancement tells her that's what she must do. this demonstrates the idea of
Nici knows that her employer expects her to take a bigger role in the company now that she has been promoted to assistant manager. He hasn't said anything to her directly, but her advancement tells her that's what she must do. This demonstrates the idea of a psychological contract.
The time period 'psychological contract' refers to people' expectancies, ideals, pursuits and obligations, as perceived by the agency and the worker. The concept emerged in the early Nineteen Sixties and is centered to information the employment relationship.
Their lifestyles will evolve and what they need from their enterprise will evolve with it. As instance, many young personnel often price opportunities for an increase over and above activity safety.
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if a person is receiving ssi and inherit money, what can they use the money for that will not reduce their benefits
However, the beneficiary can continue receiving SSI benefits by placing the inheritance in a special needs trust, and the inherited money can be used to cover medical expenses and other special requirements.
When will ssi and ssdi recipients receive their stimulus check ?Recipients of SSI and SSDI will get stimulus verification by April 7.We can determine this response because:
The abbreviations SSI and SSDI stand for Social Security Disability Insurance and Supplemental Security Income, respectively.These two organizations are government-sponsored initiatives that offer financial support to those who suffer from a variety of physical or mental disabilities.
The population's tax filings are a condition of receiving this financial assistance.As a result, SSI and SSDI payments are likewise delayed when tax declarations are.The government does, however, mandate that these aids will only be paid out through April 7th.
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the two principal policy tools that the federal government uses to manage economic conditions are monetary policy and fiscal policy. is used to control the size of the money supply to stimulate or moderate business activity levels in the economy. in contrast, uses government spending and taxation to do the same.
Monetary policy is used to control the size of the money supply to stimulate or moderate business activity levels in the economy. in contrast, fiscal policy uses government spending and taxation to do the same.
What is monetary and fiscal policy?Fiscal policy are the steps taken by the government to change the business levels in the economy. The tools of fiscal policy are taxes and government spending. Fiscal policy can be expansionary or contractionary.
Expansionary fiscal policy is when the government increases the money supply in the economy either by increasing spending or cutting taxes. Contractionary fiscal policies is when the government reduces the money supply in the economy either by reducing spending or increasing taxes
Monetary policy are policies taken by the central bank of a country to shift aggregate demand. The tools of monetary policy are open market operations, reserve requirement and discount rate.
Expansionary monetary policy are polices taken in order to increase money supply. Contractionary monetary policy are policies taken to reduce money supply.
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You've completed the gathering point inventory, and you have six checkmarks. How will you use this information?
You should have number, not checkmarks. You may must return and count the amount of every kind of gathering point.
A gathering point is solely an area of unprocessed items like your email inbox, paper tray or voicemail. It’s an area where items are stored and you haven’t decided yet what to try and do with them. you almost certainly know this idea already but it’s nice to possess a typical name for it, so let’s roll with it. Checkmark = the transaction has been Entered, Verified, marked as Cleared and also the Reconciliation was Completed. Therefore we must always always have numbers, no checkmarks.
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great green wall receives over $14 billion to regreen the sahel - france, world bank listed among donors\
Great green wall receives over $14 billion to regreen the Sahel - France, world bank listed among donors. Bonn/Paris, January 11, 2021
A bank is a monetary organization that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending sports may be immediately carried out by using the financial institution or not directly via capital markets.
A bank is a financial group that is certified to simply accept checking and financial savings deposits and make loans. Banks also offer associated services consisting of character retirement bills (IRAs), certificates of deposit (CDs), forex, and secure deposit packing containers.
business banks provide diverse offerings like amassing cheques, payments of trade, remitting cash from one vicinity to some other location, etc.
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in 2022, denise has two children who are qualifying persons for the child and dependent care credit, ethan and jeffrey. ethan has $9,000 in dependent care expenses, and jeffrey has none. assuming all other tests are met, what amount of expenses is the credit based on? $3,000 $6,000 $8,000 $9,000
Denise has two children, Ethan and Jeffrey, who are eligible for the child and dependent care credit in 2022. Unlike Jeffrey, Ethan has dependent care costs of $9,000. If all other requirements are satisfied, up to $8,000 in expenses may be credited.
Families can get help paying for childcare expenses spent while working or looking for work thanks to a federal tax benefit known as the Child and Dependent Care Credit. Families who must pay for the upkeep of an adult dependent or a disabled spouse may also qualify for the credit.
The child and dependent care credit assist you in covering the costs of any dependents who meet the requirements (aka "qualifying persons").
How much of a credit you are entitled to based on your income and a share of the expenses you incur for the care of a qualifying individual while you work or hunt for a job?
Along with childcare expenses, you can write off the cost of day camps, before and after-school activities, and babysitting.
The American Rescue Plan Act of 2021 made the credit far more substantial and it might even be refundable.
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a room finish schedule identifies the materials required in each room of the building. this kind of schedule would be found in the
This kind of schedule would be found in the Architectural prints. A technical representation of a building that falls under the scope of architecture is known as an architectural drawing or architect's drawing. Architects and others use architectural drawings for a variety of purposes, including developing a design idea into a coherent proposal, communicating ideas and concepts.
Convincing clients schedule of the merits of a design, assisting a building contractor to construct it based on design intent, as a record of the design and planned development, or making a record of an existing building. Architectural building drawings follow a set of rules that include specific views floor plan, section, etc.
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when firms manage the return of goods from consumers either because they are defective or for recycling purposes, they are involved in
Reverse logistics is the process by which businesses handle the return of consumer items for recycling or because they are defective.
Supply chain management that sends goods back from buyers to sellers or producers is known as reverse logistics. Reverse logistics are needed for procedures like returns or recycling after a customer receives a product. Reverse logistics begin at the customer and work their way backward through the supply chain to the producer or the distributor. Reverse logistics can also refer to procedures where the customer is in charge of the product's final disposal, such as recycling, refurbishing, or resale.
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net present value: multiple choice is the best method of analyzing mutually exclusive projects. is less useful than the internal rate of return when comparing different-sized projects. is the easiest method of evaluation for nonfinancial managers. cannot be applied when comparing mutually exclusive projects. is very similar in its methodology to the average accounting return.
NPV is the difference between the present value of the cash inflow and the present value of the initial investment of
. If the NPV is positive, the project is approved.
Investing is dedicating an asset to achieve an increase in value over a period of time. Making an investment requires sacrificing your current assets such as time, money, and effort.
In finance, the purpose of investment is to make a profit on the money invested. Where income consists of realized gains (profits) or losses on the sale of real property or investments, unrealized capital appreciation (or depreciation), investment income such as dividends, interest or rental income, or a combination of capital gains and income there is. Returns may also include currency gains or losses due to exchange rate fluctuations.
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cecilia wants to buy a new car in 5 years at which time she expects the car to cost $9,475. the rate of interest at her bank is expected to remain constant at 8% per year throughout the next five years. her mom has promised to give her $2,500 in two years which she can put in the bank to help pay for the car. assuming she saves the same amount from her salary each year how much does she have to save at the end of each year to have enough money in five years to buy the car? please round to the nearest whole number.
Cecilia needs to save $1,078 each year to buy the car.
In order for Cecilia to have enough money to pay for her car, the present value of the cost of the car must equal the present value of what her mom is going to give her plus the present value of her annual savings. This means:
= 9475/(1+0.08)^5
= 2500/(1+0.08)^2 + S(1/.08 -1/(0.08(1+0.08)^5)
S = 1078
Note: the S is the same as the C in your annuity formula. I used S to denote savings.
Therefore, Cecilia needs to save $1,078 each year for the next 5 years in order to meet her objectives.
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the law of opportunity cost says that because some resources are better suited to producing one good or service than another, as the production of a good or a service increases, the cost of each additional unit rises.
The complete fragment would look like this: The law of Increasing Opportunity cost says that because some resources are better suited to producing one good or service than another, as the production of a good or a service increases, the opportunity cost of each additional unit rises.
What is the law of increasing opportunity cost?The law of opportunity cost increase is a concept often used in business and economic circles to refer to the process of making additional units of a good, the opportunity cost associated with which production will also increase.
This term refers to the directly proportional relationship between the increase in production and the increase in opportunity cost (profits) from that product. According to the above, we can infer that the appropriate terms to complete the paragraph would be
Increasing OpportunityOpportunityNote: This question is incomplete here is the complete question:
Fill in the blanks with the appropriate terms:
The law of ___________ __________ cost says that because some resources are better suited to producing one good or service than another, as the production of a good or a service increases, the _______ cost of each additional unit rises.
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the purpose of financial statement analysis for (internal/external) users is to provide information to improve efficiency and effectiveness.
The purpose of financial statement analysis for internal users is to provide information to improve efficiency and effectiveness.
Who are the internal users of financial statement?Users of financial information can either be internal users or external users. Those that have access to managerial accounting information are known as internal users of accounting information. Internal users include: owners, managers, employees
Those that do not have access to managerial accounting information are known as external users of accounting information. External users include: bankers, shareholders, tax authority, regulatory bodies
.
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the statement under normal circumstances, individuals and firms will act to provide the things people want answers which question economists ask to break down problems?
The statement under normal circumstances, individuals and firms will act to provide the things people want answers which question economists ask to break down problems is known to be "Why is there no one already doing it?"
What are the four questions asked by economists to break down problems?Economists are known to be people who helps to break down problems by asking these four questions?
Why is there no one doing it?What are the trade-offs?What are the wants and constraints of those that are involved? How will others respond?Therefore, The statement under normal circumstances, individuals and firms will act to provide the things people want answers which question economists ask to break down problems is known to be "Why is there no one already doing it?"
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two years ago, margo deposited $500 into a savings account. one year ago, she deposited an additional $300, and today she deposited $800. which one of these is the correct formula for computing the value of these deposits today at a rate of 4 percent?
According to the given statement all the option is correct:
A. PV2 = 5500/1.042) + ($300/1.04) + $800
B. FV2 = (S500x 104) ($3001.04) $800
C. FV2 = ($500 x 1.04) + ($300 x1.04) + ($800 x 1.04)
D. FV2 = ($500 x 104)+ $300 $800/1.04
PV ( presents value ):A future amount of money or stream of cash flows' present value, or PV, is their current value at a given rate of return. Using a discount rate or the interest that could be earned through investment, present value calculates the future value.
According to the given information:Margo deposited $500
she deposited an additional $300
today she deposited $800
We know that :
PV ( presents value ) = p * r * t.
p = principal ( $500, $300, $800 )
r = rate = 4%
t = duration (time) ( 2years, 1 year and present ).
putting the value we get:
=( $500* 2 * 0.04 ) + ( $300 * 1 * 0.04 ) + $800
= $40 + $12 + $800
= $852
PV = $500 + $300 + $852
= $1,652.
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Two years ago, Margo deposited $500 into a savings account. One year ago, she deposited an additional $300, and today she deposited $800. Which one of these is these is the correct formula for computing the value of these deposits today at a rate of 4 percent?
A. PV2 = 5500/1.042) + ($300/1.04) + $800
B. FV2 = (S500x 104) ($3001.04) $800
C. FV2 = ($500 x 1.04) + ($300 x1.04) + ($800 x 1.04)
D. FV2 = ($500 x 104)+ $300 $800/1.04
Acme widgets had an order to process 250 widgets. The first unit required 200 minutes to assemble. Before starting, the company estimated the amount of time it would require to assemble all 250 widgets if they learned at an 85% rate. After assembling all 250 widgets, acme realized they had learned at an 80% rate. How much time less than their estimate did acme take? you should be able to compute the answer within plus or minus 2 hours.
If Acme widgets had an order to process 250 widgets. The first unit required 200 minutes to assemble. After assembling all 250 widgets, acme realized they had learned at an 80% rate. How much time less than their estimate did acme take is: 91.2 hours.
TimeFirst step
Using the cumulative unit table to determine the range
Range=88.83-61.47
Range=27.36
Second step is to calculate the minutes requires to assemble
Number of minutes=27.36×200 minutes
Number of minutes= 5472
Third step is to calculate how much time less than their estimate did acme take
Time=5472/60
Time=91.2
Therefore If Acme widgets had an order to process 250 widgets. The first unit required 200 minutes, the company estimated the amount of time it would require to assemble all 250 widgets . After assembling all 250 widgets, acme realized they had learned at an 80% rate. How much time less than their estimate did acme take is: 91.2 hours.
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Agency (or a special department set up for the purpose) for full or partial recovery of the amount
An Agency (or a special department set up for the purpose) for full or partial recovery of the amount is called a Debt collection agency.
A debt collection agency is imparted to proceed the duty to take money from a paycheck, bank account and can also get benefitted called garnishment as if they have already sued the person and a court will enter into a judgment against you for the particular amount of money which is supposed to owe.
The law is set up under certain limits on how much money a debt collector can garnish the wages and bank accounts as well. The work of Debt collector deals with the work of debt-collection agencies as very often, even though some operates as independent one.
Some generally exist as attorneys and sometimes these agencies tend to act as middlemen, collecting delinquent debts of customers as the debts that are at least within 60 days past in case of due and will be remitted them to the original creditor who is responsible.
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the differences in no-trade prices across countries create an opportunity for international trade between them. specifically, the country with the
The differences in no-trade prices across countries create an opportunity for international trade between them. specifically, the country with the higher relative no-trade price for a good, for example, cloth, can gain by importing cloth.
International trade is the change of capital, goods, and offerings throughout global borders or territories due to the fact there's a want or need of products or offerings. In maximum countries, such alternate represents a giant proportion of the gross home product.
international trade, financial transactions which are made among countries. Among the gadgets generally traded are client goods, including tv units and clothing; capital goods, including machinery; and uncooked substances and food.
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On september 1, jerry co. Sold $2,000 of services for cash. On september 10, jerry co. Sold $5,000 of services on account. On september 20, jerry co. Collected $3,500 from accounts receivable. Calculate the ending balance in the cash account for september assuming no beginning balance.
On September 1, Jerry Co. sold $2,000 of services for cash.
On September 10, Jerry Co. sold $5,000 of services on account. On
September 20, Jerry Co. collected $3,500 from accounts receivable.
Calculate the ending balance in the Cash account for September
assuming no beginning balance. Answer $5,500
What is accounts receivable ?The asset account known as accounts receivable on the balance sheet represents money that will be owing to a business in the near future.
Accounts receivable are created when a business allows a customer to pay for its goods or services on credit.
Accounts payable tracks money that is owing as opposed to money that will be collected, just like accounts receivable does.
The strength of an organization's accounts receivable can be assessed using the ratio of accounts receivable to sales outstanding or days sales outstanding.
A turnover ratio analysis could be carried out to ascertain when the AR will actually be received.
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ryan lives in an apartment where he pays $7,000 a year in rent. sarah lives in a house that could be rented for $21,000 a year. how much do these housing services contribute to gdp? a. $21,000 b. $28,000 c. $7,000 d. $14,000
The contribution of the housing services is $28,000. Thus, option (b) is correct.
What is GDP?The full form GDP is Gross Domestic Product, which refers to the total amount of goods and services produced in the economy in the particular period of time.
It shows the monetary value of the goods produced and being sold to the final users. The GDP indicates the creation of income through selling goods and services.
According to the question, yearly rent of Ryan and Sarah is $7,000 and $21,000 respectively. The calculation of the GDP is done as follows:-
Gross Domestic product = Rent of Ryan + Rent of Sarah
= $7,000 + $21,000
= $28,000
Therefore, it can be concluded that option (b) is correct.
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tax-free investments are so called because the interest or other income paid to their owners is federal, and, perhaps, state taxes. owners of tax-deferred investments, on the other hand, are allowed to paying taxes on any returns generated by the investment.
A tax-exempt mutual fund typically holds municipal bonds and different authorities' securities. This type of fund can offer tax blessings, alongside simplified diversification across special styles of government securities. Before you make investments, recollect how plenty of a go back a tax-exempt fund may additionally provide.
Tax-deferred money owed allows income to develop tax unfastened till you withdraw the cash. Tax-loose method no taxes are imposed on income or withdrawals at any time.
With a tax-deferred investment, you pay federal profits taxes while you withdraw money out of your investment, instead of paying taxes up the front. Any profits your contributions produce while invested also are tax deferred.
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the builders of the transcontinental railroad used legal and illegal means to cut costs and finance construction. which phrases describe legal means? choose all answers that are correct. receiving government aid receiving government aid allowing poor and unsafe workmanship allowing poor and unsafe workmanship selling stock in their companies selling stock in their companies overcharging the government for work overcharging the government for work giving building contracts to themselves
The builders of the transcontinental railroad used legal and illegal means to cut costs and finance construction. The Legal means are -
receiving government aid
overcharging the government for work
allowing poor and unsafe workmanship
selling stock in their companies.
What is a transcontinental country?
Transcontinental nations are nations which might be placed on more than one continent. they're also referred to as intercontinental states. The transcontinental countries are known to be a part of a particular continent but a portion of or its overseas territories lie in another continent.
How many transcontinental international locations are there?
Argentina, Australia, Chile, France, New Zealand, Norway, and the United Kingdom: those seven states claim portions of the Antarctic mainland (some of them overlapping), in addition to its associated islands south of 60°S latitude.
How do you use transcontinental in a sentence?
The railway has been constructed by way of the Mexican authorities as a transcontinental path for global trade. For transcontinental flights I have made aluminum sturdy containers. but the desire for Canadian harmony led the kingdom to assist a transcontinental line connecting Manitoba with jap Canada.
Russia is a transcontinental USA, a state which is located on a couple of continent. Russia spans the northern a part of the Eurasian continent; 77% of Russia's place is in Asia, the western 23% of the us of a is placed in Europe. ecu Russia occupies almost forty% of the full area of Europe.
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