Jacob owns a policy that pays a death benefit only if he dies within the 20-year policy period. if jacob dies anytime that the policy is in force, his beneficiary will receive $100,000. the premium that jacob pays for this policy will be the same throughout the 20-year policy period. jacob owns A level term policy.
A purposeful set of rules designed to direct behavior and produce logical results is called a policy. A policy is a declaration of intent that is carried out through a method or protocol. Typically, a governance board inside a company adopts policies. Both subjective and objective decision-making can benefit from policies.
A government or other institution's policy may be a legislation, rule, process, administrative decision, inducement, or voluntary practice. Resource allocations frequently reflect policy decisions. Policies in many different industries can affect health.
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In economics, the pleasure, happiness, or satisfaction received from a product is called.
Utility is the term used in economics to describe the joy, happiness, or satisfaction derived from a product. When economists argue that people make rational decisions in their own best interests, they mean that people actively seek out and take advantage of chances to maximise their utility.
Economics uses the idea of utility to imitate worth or value. Its use has significantly evolved throughout time. The word was initially used to characterise pleasure or happiness as a component of the utilitarianism hypothesis by moral philosophers like Jeremy Bentham and John Stuart Mill.What four distinct utility kinds are there?People buy goods and services in order to be happy or get an advantage. People can satisfy a need or want as a result of drinking it. This situation is referred to asTo Learn more About Utility in Economics, Click the links.
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who is responsible for ordering an appraisal, completing the loan application, ordering a home inspection, and obtaining homeowners insurance before closing?
The buyer is responsible for ordering an appraisal, completing the loan application, ordering a home inspection, and obtaining homeowners insurance before closing.
A buyer is typically liable for paying for his or her own appraisal and residential inspection. However, there are times when a seller could opt to pay money for either or both of those costs. The mortgage lender orders the appraisal and is the appraiser's client.
There is no legal requirement for either the customer or the vendor to purchase a land survey. In general, the party who wants the survey is the one who pays. As an example, if the vendor wants the survey, then they have to get in the cash, and likewise for the customer.
One-twelfth of the annual taxes and payment in every month. a credit to the client and a debit to the vendor. Who pays the appraisal fee on the property? Usually the client pays for the appraisal, but that payment is often the topic of negotiation between the customer and therefore the seller. Title Companies Protect Both Buyers And Sellers.
Your title shows who's owned the property within the past, contains an outline of the property home inspection and shows if there are any liens on that. Your title company could be a neutral third party hired by you to research and insure the title of the house you're buying.
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a $340,000 property sells at a 7% commission with a 50-50 co-brokerage split and a 50% agent split with her broker. what is agent's commission?
$11900 is the agent's commission.
What is commission?Although real estate commissions are negotiable, they normally range from 5 to 6 percent of the selling price of a home. The specifics of an agent's compensation can vary from sale to sale, depending on the region and the company they represent.
The typical commission paid to real estate agents in California is from 5 to 6%. But commission rates on more expensive home and property sales range from 4 to 5 percent. Prior to signing a listing agreement, the commission is typically discussed between the seller and the agent.
In Texas, a realtor makes an average of $91,014 year. Reported salary totaling 718 as of August 31, 2022.
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apps-a-plenty is a small organization that develops games to be sold as smartphone applications. apps-a-plenty does not maintain an office. rather, its four employees work from their homes. one lives in los angeles, one lives in philadelphia, one lives in miami, and one lives in atlanta. they collaborate via conference calls, video, meetings, and specialized software that allows them to work together in real time. apps-a-plenty is an example of
Apps-a-plenty is a small organization that develops games to be sold as smartphone applications. Apps-a-plenty does not maintain an office. rather, its four employees work from their homes. one lives in los Angeles, one lives in Philadelphia, one lives in Miami, and one lives in Atlanta. they collaborate via conference calls, video meetings, and specialized software that allows them to work together in real time. apps-a-plenty is an example of Virtual Organization.
What is a Virtual Organization?
A virtual organization is defined as the collection of individuals who occupy different geographical location and are able to work together through the means of electronic connectivity such as the internet in other to facilitate a production process.
According to the question, since all four employees of App-a-plenty alive in different locations and are able to communicate through conference calls, video meetings, and specialized software, the company is said to be a virtual organization.
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one thing that distinguishes normative economic principles from positive economic principles is that:
One thing that distinguishes normative principles from positive principles is that normative principles tell us how people should make economic decisions, and positive principles tell us how people actually do make decisions.
Positive economics describes and explains various economic phenomena. Normative economics focuses on the cost of financial fairness, or what the economy "ought to be" or "need to be." At the same time as tremendous economics is primarily based on truth and can not be approved or disapproved, normative economics is based totally on price judgments.
2 superb & normative economic statements. Nice statements are statements about economics which may be demonstrated true or fake by way of proof. Normative statements are statements which can't with the aid of supported or refuted as they are cost judgements, i.e. reviews, approximately how economies and markets must work.
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a reduction in the selling price because of damaged merchandise is included in sales returns and allowances.
Reduced selling prices due to damaged merchandise are included in returns and value adjustments. There is no relationship between sales returns and value adjustments and potential future sales losses. Returns and value adjustments are recorded in separate secondary income accounts.
Merchandising is any practice that contributes to the sale of products to retail consumers. At the retail level, merchandising refers to the presentation of products that are sold in creative ways that induce customers to purchase more items or products.
Visual display merchandising in retail means using product design, selection, packaging, pricing, and presentation to sell products and encourage consumers to buy more.
To do. This includes disciplining and discounting the physical presentation of products and displays and deciding which products to present to which customers and when. In retail, creatively linking related products and accessories is often a great way to encourage consumer purchases.
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Inside traders ordinarily defend their actions by claiming that they don’t injure.
Inside traders ordinarily defend their actions by claiming that they don’t injure anyone.
Insider trading is that the trading of a company’s securities by individuals with access to confidential or material non-public information about the corporate. Taking advantage of this privileged access is taken into account a breach of the individual’s legal duty. a corporation is required to report trading by corporate officers, directors, or other company members with significant access to privileged information to the Securities and Exchange Commission (SEC). Federal law defines an “insider” as a company’s officers, directors, or someone up to speed of a minimum of 10% of a company’s equity securities. Congress has criminalized these insiders’ use of private information under the speculation that the employment fraudulently violates a legal duty with which the corporate has charged the insider.
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Xyz corporation builds a manufacturing plant in mexico, employs mexican citizens, and receives favorable tax treatment by the mexican government. Xyz is.
Xyz is Using a maquiladora
Maquiladoras are factories or production facilities in Mexico. According to a 1989 order, the country's Secretariat of Commerce and Industrial Development has granted these firms, which are controlled by foreign organizations, permission to operate. Maquiladoras were initially created in the 1960s as a strategy to combat unemployment and promote foreign investment. As a result, they frequently work close to the border between the United States and Mexico. Businesses that use the maquiladora model might profit from a variety of advantages. The majority of the time, these firms export their goods outside of Mexico. An inexpensive factory in Mexico that is owned by a foreign company is known as a maquiladora.
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The largest component in the basket of goods and services used to compute the cpi is.
The largest component of goods and services within the CPI basket is housing, which makes up 41% of the everyday patron's finances.)
The largest component grid refers to the most set of cells such that you could circulate from any cellular to every other cellular in this set with the aid of simplest shifting among facet-adjacent cells from the set.
A large component is a linked element of a community that contains a great percentage of the entire nodes in the network. commonly because the network expands the giant thing will keep having a vast fraction of the nodes.
A large -component is an equivalence magnificence below the equivalence relation which makes it equivalent to if there is a route from to. the space is said to be direction-linked (or pathwise connected or -connected) if there's exactly one direction component, i.e. if there may be a path becoming a member of any two factors.
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what is one disadvantage of npv as a capital budget method? it can be very difficult to calculate, even if inputs like cash flows are quite clear. it cannot be used to compare mutually exclusive investments. although the weighted average cost of capital is commonly used as the discount rate, it is not a perfect input. it can only be used to evaluate bonds.
Although the weighted average cost of capital is commonly used as the discount rate, it is not a perfect input is one disadvantage of NPV as a capital budget method. Thus, option C is correct.
What is the budget?A budget can be defined as the amount that is being fixed or allowed to a certain task or subject.
The expense a firm spends in modern capitalism typically changes from time to time depending on the current cost of borrowing credit as well as the yield to maturity for investors, making it highly challenging to quantify.
One drawback of NPV as a capital spending method is that, despite being frequently employed as a discount factor, the weighted average cost of capital isn't a flawless source. Therefore, option C is the correct option.
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hite tiger electronics produces cd players using an automated assembly line process. the standard cost of cd players is $ per unit (labor, $; materials, $; and overhead, $). the sales price is $ per unit.
To achieve a 13 percent multifactor productivity improvement by reducing materials costs only, one needs to reduce the materials cost by 24.926 percent
300 / 143 = 2.0979
2.0979*1.13 = 2.370629
300/2.370629= 126.54867
143-126.54867 = 16.451327
16.451327/66*100 = 24.926%
According to the multifactor productivity idea, improving input productivity will increase product cost effectiveness and boost total profitability. Efficiency may be attained either across the board or individually, depending on the needs of the business.
What is Material Cost?The price of the materials needed to produce a good or render a service is referred to as the material cost. All indirect materials required in the production process, such as cleaning supplies, are not included in the material cost. To calculate the material cost to assign to a unit of production (such as a finished good item), follow these steps:
Find out how much material is typically utilized to make one unit.Add the typical amount of scrap required to produce one item.Calculate the typical quantity of scrap required to configure the manufacturing run, then distribute it to each individual unit.If any scrap is subsequently sold, divide the proceeds among the several units.Complete Question -White Tiger Electronics produces CD players using an automated assembly line process. The standard cost of CD players is $143 per unit (labor, $31; materials, $67;and overhead, $45). The sales price is $300 per unit.
To achieve a 13 percent multifactor productivity improvement by reducing materials costs only, one needs to reduce the materials cost by __ percent
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a c corporation description
a comprehensive performance measurement tool that reflects the measures critical to the success of the firm's strategy and provides a means for aligning performance measures to the strategy is .
A comprehensive performance measurement tool that reflects the measures critical to the success of the firm's strategy and provides a means for aligning performance measures to the strategy is known as the balance scorecard.
How to explain the information?It should be noted that in every organization, the performance of the employees is evaluated by the organization.
The process of gathering, evaluating, and/or reporting data about a person, group, organization, system, or component's performance is known as performance measurement.
This is important to achieve organizational goals and objectives. It should be noted that this can be done through the use of a balance scorecard.
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assume aaron and josé each own a small ranch, and each produces milk and cheese. one of them is better than the other at producing both milk and cheese (but we do not know who). which of the statements cannot be true regarding absolute or comparative advantage? aaron could have an absolute advantage in producing milk. josé could have a comparative advantage in producing cheese. aaron could have a comparative advantage in producing both milk and cheese. josé could have an absolute advantage in producing both milk and cheese. josé could have an absolute advantage in producing cheese.
The statement that cannot be true is josé could have a comparative advantage in producing cheese.
What is absolute and comparative advantage?A person has comparative advantage in production if it produces at a lower opportunity cost when compared to other people. A person has absolute advantage in the production of a good or service if he produces more quantity of a good when compared to other people.
We cannot say who has a comparative advantage in the production of either good because there is no information on the opportunity cost of either Aaron nor Jose.
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True or false: Corporate Social Responsibility (CSR) and corporate profits can at times go hand in hand.
True false question.
True
False
Answer:
TRUE
Explanation:
I think that answer
you are bullish on telecom stock. the current market price is $52 per share, and you have $13,000 of your own to invest. you borrow an additional $13,000 from your broker at an interest rate of 8.2% per year and invest $26,000 in the stock.
Thanks For Sharing.
you are bullish on telecom stock. the current market price is $52 per share, and you have $13,000 of your own to invest. you borrow an additional $13,000 from your broker at an interest rate of 8.2% per year and invest $26,000 in the stock.
A person is bullish on telecom stock. The rate of return if the price of Telecom stock goes up by 10% during the next year is 11.80%.
Initial investment = $13,000 + $13,000
Initial investment = $26,000
Number of shares bought = $26,000 / $52
Number of shares bought = $500
Increase in share in one year = $52 × 10%
Increase in share in one year = 5.2
Initial investment = 26000
Weight = 2
Return = 10%
Weight return = 20.00%
Loan = -13000
Weight = -1
Return = 8.20%
Weight return = -8.20%
Rate of return = 11.80%
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Your question is incomplete, but most probably the full question was.
You are bullish on telecom stock. the current market price is $52 per share, and you have $13,000 of your own to invest. you borrow an additional $13,000 from your broker at an interest rate of 8.2% per year and invest $26,000 in the stock.
What will be your rate of return if the price of Telecom stock goes up by 10% during the next year? (Ignore the expected dividend.) (Round your answer to 2 decimal places.)
Rate of return %Summer Jobs, Volunteer, and Extracurricular Activities are examples of things you can do to increase?
Summer Jobs, Volunteer and extracurricular Activities are Work is definitely considered an extra-curricular activity and is perfect for applying to college. It can show your interest and is a strong indicator of your passion.
Job applications and many individual college applications combine extracurricular activities with community service volunteer work family activities, and hobbies. Honors are a separate category as they are recognition of achievement rather than actual activity.
Popular activities include sports boy his scout's art theater music, and community service. Many children also participate in school-related organizations such as student councils, competitive academic clubs such as Model United Nations and math clubs, and affinity groups that help bond children with a common identity. Less than this may indicate a lack of motivation to try new things, and much more than 6 activities are unsustainable for most students.
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Equiano tells his own story. he writes an eye-witness account of his experiences on board a slave ship from first-person point of view. question 1 options: true false
The statement that Equiano tells his own story from first-person point of view is TRUE.
What did Equiano do?Equiano was a man who was kidnapped as a boy and taken into slavery where he was able to purchase his own freedom.
Equiano recounted his experience when he was on the ship that took him to the West Indies and because it was an eye-witness account, it was from a first-person point of view.
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the percentageloading... increase in productivity is 167% (enter your response as a percentage rounded to two decimal places).
The shares loading growth in productivity is 167%: To display your corporation's success, often measure the percentage of the trade in productiveness.
Productivity is the performance of the production of products or offerings expressed with the aid of some measure. Measurements of productiveness are frequently expressed as a ratio of aggregate output to a single enter or a mixture input used in a manufacturing system, i.e. output in line with a unit of input, normally over a selected time frame.
Productivity, in economics, measures output per unit of input, inclusive of exertions, capital, or any other resource. it is regularly calculated for the financial system as a ratio of the gross home product (GDP) to hours worked.
Productiveness is the country of being able to create, in particular at a high great, and short pace. An instance of productiveness is being able to make excellent school initiatives in a restricted quantity of time. An example of productivity is how speedy a toy manufacturing unit is able to produce toys.
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praxis when the economy is in a recession, the federal reserve might implement an expansionary monetary policy in an effort to increase aggregate demand, which will cause
Praxis The Federal Reserve may employ an expansionary monetary policy in an effort to boost aggregate demand during a recession, which will lead to a growth in real gross domestic product and the level of prices.
The Federal Reserve, the central bank of the United States, has two goals: it must try to reduce unemployment and keep prices steady across the board. A phenomenon called as deflation occurs when prices occasionally decrease and unemployment increases. The Fed may take drastic measures to reduce unemployment and boost prices in the event of severe economic downturns in order to fulfill its historic purpose and offer urgent support to the American financial system and economy.
Some businesses start to collapse at the start of a recession usually as a result of a combination of genuine. Federal Reserve economic shocks or economic bottlenecks caused by the incompatibility of production and consuming activities as a result of previously distorted interest rate and credit circumstances.
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1. A formal report that shows what an individual owns, what an individual owes, and the difference
between the two.
A formal report that shows what an individual owns, what an individual owes and the difference between the two is a net worth statement.
Net worth is the value of all non-financial and financial assets held by an individual or entity minus the value of all their outstanding liabilities. Since financial assets minus outstanding liabilities equals net financial assets, net worth can also conveniently be expressed as non-financial assets plus net financial assets.
It can apply to companies, individuals, governments or economic sectors such as the financial group sector or to entire countries.
Net worth is a combination of financial assets and financial liabilities. Financial assets that contribute to net worth include homes, vehicles, various types of bank accounts, money market accounts, stocks, and bonds. Liabilities are financial obligations such as loans, mortgages, and accounts payable (AP) that drain resources.
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what is the standard input measure for productivity calculations? part 2 a. sales b. energy c. labor hours d. materials
The usual entry degree for productivity calculations is energy.
Productiveness is the nation of being able to create, mainly at a high excellent and quick velocity. An instance of productiveness is being able to make great college initiatives in a restricted amount of time. An instance of productivity is how speedy a toy manufacturing unit is able to produce toys.
Place of work productivity pertains to the quantity of labor that your body of workers can produce over a sure length. In different words, it is the degree of the entire output (items and offerings) versus the entire input (hard work and fees).
These may be competencies that assist a person to excel at his/her job, however, they also can be abilities that convey groups collectively to work more correctly for more intention. Examples of productivity abilities consist of time control, organizational and planning capabilities, hassle fixing, and selection-making talents.
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firms that can effectively price discriminate can increase profitability when they engage in multiple choice predatory pricing. limit pricing. predatory pricing, limit pricing, and strategies that raise rival costs. strategies that raise rivals' costs.
Firms that can effectively price discriminate can increase profitability when they will engage in predatory pricing, Limit Pricing as well as strategies that raise rival cost.
Predatory pricing is the practice of lowering prices in order to drive competitors out of business. By eliminating competition, the company moves closer to becoming a monopoly, a privileged position of market dominance that could allow it to fix prices and defy natural supply and demand laws. Predatory pricing violates antitrust laws enacted in a variety of countries to protect consumers from predatory business practices and to ensure fair competition. The problem is that predatory pricing is not always easy to establish. Companies can deny that they cut prices to eliminate competition and instead claim that the actions were taken simply to compete.
A limit price is a price, or pricing strategy, in which a supplier sells products at a low enough price to make it unprofitable for other players to enter the market. Monopolies use it to discourage entry into a market, and it is illegal in many countries. The issue with limit pricing as a strategic behavior is that once an entrant has entered the market, the quantity used as a threat to deter entry is no longer the best response for the incumbent firm.
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What are the fees that are charged at an ATM machine linked to?
Answer:
The non-Bank of America ATM usage fee is $5. This fee is assessed for each withdrawal, transfer or balance inquiry performed at a non-Bank of America ATM in a foreign country. In addition, the ATM operator may charge an access fee for cash withdrawals.
as a part of the interview process for his dream job – quality control at a small, luxury chocolate manufacturer – tony is asked to taste small pieces of chocolate and then describe what he tastes. tony is most likely being asked to provide a(n) .
as a part of the interview process for his dream job – quality control at a small, luxury chocolate manufacturer – tony is asked to taste small pieces of chocolate and then describe what he tastes. tony is most likely being asked to provide a(n) Phenomenological report
What is the purpose of Phenomenological report?
The phenomenological method aims to shed light on the particular by identifying phenomena based on how the players in a scenario experience them. In the human realm, this often entails obtaining "deep" data and perspectives using inductive, qualitative techniques like participant observation, conversations, and interviews, and expressing them from the viewpoint of the study subject (s).
Phenomenology is concerned with the investigation of experience from the viewpoint of the individual, "bracketing" presumptions and conventional modes of perception. Phenomenological techniques emphasize the value of a person's unique perspective and interpretation and are founded on an epistemological paradigm of personal knowledge and subjectivity.
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a(n) is a way of organizing the activities that each strategic business unit undertakes to design, produce, promote, market, deliver, and support the products or services it sells.
Value Chain is a way of organizing the activities that each strategic business unit undertakes to design, produce, promote, market, deliver, and support the products or services it sells.
Value Chain can be parted into two classifications that add to it's edge are:-
Primary Activity are those that go straightforwardly into the formation of an item or the execution of a help, including:
Inbound operations, tasks, outbound coordinated, and Marketing and Sales.
Support Exercises the job of support exercises is to assist with making the essential exercises more proficient.
Acquisition, Innovative turn of events, Human Resource Management, and Foundation.
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is an obligation to deliver particular goods or perform certain acts according to an agreement such as
Returning a favor is an obligation to deliver particular goods or perform certain acts according to an agreement .
What is an obligation?A person is required by law or morality to act in a particular way. Obligations and other restrictions limit freedom. Those who are bound by obligations may choose to do so voluntarily. There is obligation when there is a choice between what is morally right and evil. Additionally, there are responsibilities in other normative situations, such as etiquette obligations, social obligations, religious obligations, and maybe political obligations, where obligations are requirements that must be fulfilled. Although some people are required to take certain actions for other reasons, such as tradition or social obligations, these obligations are often legal mandates that may carry consequences for noncompliance.
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on 8/1, supplies costing $500 were purchased on credit. record this transaction in the accounting equation by: multiple choice question. decreasing cash, and increasing supplies increasing cash, and increasing supplies increasing supplies, and increasing accounts payable increasing supplies, and decreasing expenses
Supplies being purchased on credit can be recorded as increasing supplies, and increasing accounts payable.
How are credit purchases recorded?When a good is purchased on credit, the account of the good will be increases and debited because it is increasing in value. Supplies are to be increased therefore.
The fact that the purchase was on credit means that we owe the people the supplies were bought from and so the accounts payable will increase.
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One of the biggest dangers confronting a company that goes abroad for the first time is the danger of being ill-informed. True or false?.
Answer: True! it's very vital to be informed when. going abroad. being ill informed is a path for many dangers! hope this helps!
with any product made like this, there are hidden costs and visible costs. the visible cost would be the final price of the clothjing. what are the hidden costs?
The hidden costs are the costs which are not often included in the final price of purchase.
The hidden costs are regarded as an unforeseen expenses which are added with the final price of the purchase. on to purchases. Such costs can be minor, or they can be major, such as the various closing costs which are being added on while buying a house.
There are example of hidden costs which may include, employee perks, administrative costs, turnover, phone and internet bills, professional services, legal fees, etc.
Hence, hidden costs are expenses which are not normally included in the purchase price.
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