If commercial banks deposits are stable and the central bank purchased securities from commercial banks, this would:_______
a. Decrease reserves and increase leverage
b. Increase reserves and decrease leverage
c. Decrease total assets
d. Increase total assets
e. Both B and D
Answer: e. Both B and D
Explanation:
When the Central bank purchases securities, this is an expansionary monetary policy tool because it is introducing money into the economy. When the CB buys securities from commercial banks, the money that they pay to these banks will increase their reserves which will decrease their leverage.
With higher cash holdings, the banks will have more money to loan out which means that their total assets will increase as well.
A great feature of QuickBooks Online is that there are other lists you can utilize to make it easier to fill i forms Where would you go to find these lists? A. Go to the Gear icon and select All Lists B. Go to the Plus icon and choose All Lists C. Go to the Accounting screen and select All Lists D. Go to the Reports screen and select All Lists
Answer: A. Go to the Gear icon and select All Lists
Explanation:
QuickBooks online is an accounting software that is used by businesses to make business payments, to pay bills, and can also be utilized to perform payroll functions.
A great feature of QuickBooks Online is that there are other lists that one can use to make it easier to fill i forms and these list can be found in the gear icon where one would then select all lists.
You may not feel like a tech guru yet, but you’re already an expert at navigating one piece of technology - your smartphone!
Choose one of the options below and discuss how you learned to use that feature on your smartphone. Answer in 5-7 sentences
Online Shopping
Voice Controls
Social Media
Your favorite App
Answer:
Online shopping,
I only recently learned how to do online shopping because of the worldwide pandemic. It was tricky at first. I had to set up my paypal with every store I signed up for. I thought that as soon as I make one account it would access all the other ones. Turned out I was wrong. I had to create one account for amazon then another for forever21 and one H&M. It was a hassle but then eventually I got the hang of it. And now I get notifications for sales and I can get most of my stuff online in a breeze. Although shoe shopping is still puzzling. Because I foot fits differently in different shoe types and brands.
THE END :)
How can questionnaires be distributed to potential respondents?
Answer:
Questionnaires can be administered by an interviewer or answered by the respondents themselves (self-administered). Self-administered questionnaires can be mailed or given in person to the respondents. ... Interviews conducted by interviewers can be personal (face-to-face) or by telephone
explain any five opportunities of
foreign employment
Five opportunities of foreign employment include :
Higher salaries and benefits Career adavncements Cultural immersion Language learning Personal growth How can foreign employment be beneficial ?One of the most significant opportunities of foreign employment is the potential for higher salaries and better benefits. Foreign employment can also provide opportunities for career advancement, particularly for professionals in industries like technology, finance, and healthcare.
Working in a foreign country can also provide an opportunity for cultural immersion. Foreign employment can also provide an opportunity to learn a new language or improve existing language skills.
Find out more on foreign employment at https://brainly.com/question/14324543
#SPJ1
how to find a company liquidity and profitability from annual report
Answer:
A company liquidity and profitability from annual report is calculated and discussed below in details.
Explanation:
The current ratio (also identified as the working capital ratio) estimates the liquidity of a corporation and is computed by dividing its prevailing assets by its prevailing liabilities. The title current applies to short-term assets or contracts that are used (assets) and cleared off (liabilities) is shorter than one year.
An Income Report is traditionally applied to estimate the profitability of the company for the prior accounting period.
A corporate bond with a 6.5 percent coupon has 15 years left to maturity. It has had a credit rating of BBB and a yield to maturity of 7.2 percent. The firm has recently gotten into some trouble and the rating agency is downgrading the bonds to BB. The new appropriate discount rate will be 8.5 percent. What will be the change in the bond's price in dollars and percentage terms
Answer:
Price change in dollars = $104.22
% decrease in price of dollars = 11.13%
Explanation:
We assume the corporate bond have a face value of $1,000
Face Value = $1000
Coupon = 6.5%*1000/2 =32.50
Number of Periods = 15*2 =30
Semi annual rate of BBB bond = 7.2%/2 =3.6%
Price of BBB Bond = PV of Coupons + PV of Par Value =
Price of BBB Bond = 32.50*(((1-(1+3.6%)^-30)/3.6%)+1000/(1+3.6%)^30
Price of BBB Bond = $936.43
Semiannual Discount Rate for BB bond = 8.5%/2 = 4.25%
Price of BB Bond = PV of Coupons + PV of Par Value
Price of BB Bond = 32.50*(((1-(1+4.25%)^-30)/4.25%)+1000/(1+4.25%)^30
Price of BB Bond= $832.21
Price change in dollars = $936.43 - $832.21
Price change in dollars = $104.22
% decrease in price of dollars = $104.22 / $936.43
% decrease in price of dollars = 0.111295025
% decrease in price of dollars = 11.13%
Price change in dollars is 104.22
And, in percentage it is 11.13%.
The calculation is as follows:1. Face Value =1000
Coupon =6.5% ×1000 ÷ 2 =32.50
Number of Periods =15 × 2 =30
Semi annual rate of BBB bond =7.2% ÷ 2 =3.6%
Price of BBB Bond =PV of Coupons + PV of Par Value
=32.50 × (((1-(1+3.6%)^-30) ÷ 3.6%) + 1000/(1+3.6%)^30
=936.43
Now
Semiannual Discount Rate for BB bond =8.5% ÷2 =4.25%
Price of BB Bond =PV of Coupons + PV of Par Value
=32.50 × (((1-(1+4.25%)^-30) ÷ 4.25%)+1000 ÷ (1+4.25%)^30
=832.21
So,
Price change in dollars is
= 936.43 - 832.21
= 104.22
Now
Percentage decrease in price of dollars is
= 104.22 ÷ 936.43
= 11.13%
learn more: https://brainly.com/question/17429689?referrer=searchResults
Reverend Isaiah receives an annual salary of $36,000 as a full-time minister. This includes $4,000 designated as rental allowance to pay utilities. Rev. Isaiah is not exempt from self-employment tax. How much must he include when figuring net income for self-employment tax
Answer: $36,000
Explanation:
When paying Income Tax, Reverend Isaiah will be allowed to deduct the money designated as rental allowance to pay utilities but when it comes to Self-employment taxes, he must include the entire salary he receives.
This means that the Reverend will have to include his entire annual salary of $36,000 when working out his Self-employment tax.
A stock currently sells for $50 per share, has an expected return of 15%, and an expected capital appreciation rate of 10%. What is the amount of the expected dividend
When a stock currently sells for $50 per share, has an expected return of 15%, and an expected capital appreciation rate of 10%. Then the amount of the expected dividend is $2.5.
The calculation of the amount of expected dividend is shown below.
Expected dividend = (Expected return - Capital appreciation rate) * Selling price
Expected dividend = (15% - 10%) * $50
Expected dividend = 5% * $50
Expected dividend = 0.05 * $50
Thus, Expected dividend = $2.5
What do you mean by dividend?
Dividends are referred to as incentives, which are in the form of payments to shareholders of a company. Dividend refers to a reward, cash or otherwise, that a company gives to its shareholders. Dividends are issued in various forms, such as cash payment, stocks or any other form.
What is the expected capital appreciation?Capital appreciation refers to the difference between the purchase price and the selling price of an investment made. For instance, if an investor buys a stock for $10 per share, and the stock price rises to $12, the investor has earned $2 in capital appreciation.
Hence, the answer is given and explained above.
To learn more about dividend and capital appreciation here:
https://brainly.com/question/15574900
#SPJ2
Find out equilibrium price and output for the following market condition.
Demand function Qd--50-2P and
Supply function Qs = 3P
Answer:
At equilibrium demand is equal to supply therefore
Qd=Qs
50-2P=3P
By collecting like terms
50=3P+2P
50=5P
P=10
THEREFORE equilibrium price is 10
Explanation:
On December 31, management had determined that it would not be able to collect the $1,200 owed to it by one of its customers. On Jan 15 in the next year, a check in the amount of $600 was unexpectedly received from this customer. Management does not expect any future collections from this customer. The company uses the direct write-off method to account for its uncollectible accounts.
Prepare the necessary journal entry on January 15 to record the events by selecting the account names from the drop-down menus and entering the dollar amounts in the debitor credit columns.
Prepare two separate journal entries. The first journal entry is to record the reinstatement of the account receivable and the second is to record the receipt of cash.
View transaction list
Journal entry worksheet
< 1 2 >
Prepare the journal entry to record the reinstatement of the account receivable
Answer:
a. Journal entries to record the reinstatement of the account receivable
Account Title and Description Debit Credit
Account receivable account $600
Allowance for Doubtful Accounts account $600
(Reinstatement of the account receivable)
b. Journal entries to record the receipt of cash
Account Title and Description Debit Credit
Bank Account $600
Account receivable account $600
(Receipt of cash)
Marginal cost equals Group of answer choices the slope of the line drawn from the origin to the total cost curve. total output divided by the change in total cost. total cost divided by quantity of output produced. the slope of the total cost curve.
Answer: the slope of the total cost curve.
Explanation:
Marginal cost is the slope of the total cost curve because the slope of the total cost curve represents the change in cost per additional quantity produced or purchased which is the definition of what the Marginal cost is.
When marginal cost is the same as marginal revenue, the company is producing at a profit maximising quantity.
Which statements about junk bonds are correct? Choose three correct answers
Answer: Edg 2021: A, B, E
Explanation:
Answer: the answers are
White is more than 25 percent in all regions.
At least 85 percent of the cars in every region are white, silver, black, or gray.
All the colors are consistently represented across regions.
Explanation: just incase some people get confused
In alphabetical order below are current asset items for Roland Company’s balance sheet at December 31, 2020.Accounts receivable $220,000 Cash 83,000 Finished goods 89,000 Prepaid expenses 44,000 Raw materials 94,000 Work in process 92,000 Prepare the current assets section.
Answer:
Total Current assets = $622,000
Explanation:
Balance sheet (For the year ending)
Current asses Amount
Accounts receivable $220,000
Cash $83,000
Stock $275,000
Finished goods $89,000
Raw materials $94,000
W.I.P $92,000
Prepaid expenses $44,000
Total Current assets $622,000
Short Corporation acquired Hathaway, Inc., for $53,350,000. The fair value of all Hathaway's identifiable tangible and intangible assets was $50,000,000. Short will amortize any goodwill over the maximum number of years allowed. What is the annual amortization of goodwill for this acquisition
Answer:
$0
Explanation:
Based on the information given No annual amortization of goodwill for this acquisition based on the fact that GOODWILL as an asset will remain forever because they won't dilapidate or worn out which is why GOODWILL are not amortized and Secondly we cannot see or touch GOODWILL which is why they are called intangible asset .
Therefore the annual amortization of goodwill for this acquisition will be $0.
What are three different advertising techniques that sponsors use to encourage you to buy a
product? Describe each technique.
Answer: Three different advertising techniques that sponsors use to encourage people to buy products include emotional appeal, endorsements, and bribery. Emotional appeals could be you NEED this because this could happen to feed off your fear and anxiety, endorsements are when advertisements use celebrities in their brand with their product, and bribery is ads that bribe costumers with lines like 'buy one and get one free' so the costumer consumes more products.
The three different types adverstising techniques that sponsors use to encourage you to buy a product are :
ethoslogospathosEthosIt is a persuasive advertising strategies which appeals to the character or the credibility of the product.
It shown how the organization is honest and credible to their customers.
LogosThis advertising technique appeals to the reason or to the logic which encourages a customer to buy a product.
PathosThis technique of advertising attempts a sense of emotional responses in the mind of the customer.
Learn more about "Advertising" here :
https://brainly.com/question/25556823
Portman Company's activity for the first three months of 2016 are as follows:
Machine Hours Electrical Cost
January 2500 $4800
February 3000 $5800
March 3300 $6400
Using the high-low method, how much is the cost per machine hour?
Answer:
Variable cost per unit= $0.5 per machine hour
Explanation:
Giving the following information:
Machine Hours Electrical Cost
January 2500 $4800
February 3000 $5800
March 3300 $6400
To calculate the cost per hour, we need to use the following formula:
Variable cost per unit= (Highest activity cost - Lowest activity cost)/ (Highest activity units - Lowest activity units)
Variable cost per unit= (3,300 - 2,500) / (6,400 - 4,800)
Variable cost per unit= $0.5 per machine hour
Kim, Chris, and Beth are all partners in a cosmetics firm. Kim is leaving the partnership and wants to sell her shares of the business, including the property owned by the partnership, to Chris and Beth. The remaining partners are not interested in buying Kim’s interests. Kim has been unable to find a buyer for her share of the partnership. She has now resorted to asking the court to either sell her shares or sell the entire property. What form of concurrent ownership applies?a. Partition Law Suitb. Tenants in Commonc. Joint Tenancyd. Separate Ownership
Answer: Joint Tenancy
Explanation:
Based on the information that is given in the question, the form of concurrent ownership that applies is the joint tenancy.
Joint tenancy occurs when two or more individuals own thesame property. As a result, the joint tenants that is, the individuals who own the property share an equal ownership and also have equal right on the property.
What is the primary goal of incentive programs for most businesses?
O to increase sales
O to enhance individual performance
O to enhance team performance
O to improve morale
Answer:
to improve morale
Explanation:
Businesses establish incentive programs to upright the employee's morale. Incentives motivate and keep workers happy and the workplace happy. A business that uprights and maintains high morale in its employees enjoys numerous benefits. Some of the benefits include
Improved individual and team productivityImproves saleslow employee absenteeismlow employee turnoverA bank offers to lend you $10,000 for 1 year on a loan contract that calls for you tomake interest payments of $50.00 at the end of each month and then pay off theprincipal amount at the end of the year. What is the effective annual rate on the loan
Answer:
6.17%
Explanation:
The monthly rate of return on the loan is the monthly interest payment on the loan which is $50 divided by the principal amount borrowed.
The monthly rate of interest =$50/$10,000
The monthly rate of interest =0.50%
However, the effective annual rate is the rate of interest on the loan from an annual basis perspective using the formula below:
effective annual rate=(1+monthly interest rate)^n-1
monthly interest rate=0.50%
n=12(the number of monthly compounding in a year is 12)
effective annual rate=(1+0.50%)^12-1=6.17%
The book value of an asset is primarily used to compute the: Multiple Choice annual depreciation tax shield. amount of tax due on the sale of an asset. amount of tax saved annually due to the depreciation expense. amount of cash that can be received from the sale of an asset. change in depreciation needed to reflect the market value of the asset.
Answer:
b. Amount of tax due on the sale of an asset
Explanation:
The book value of an asset is primarily used to compute the amount of tax due on the sale of an asset. The book value of an asset is value of asset on the company/ It is important to note that the book value is not a fair market value. Book value is an accounting and tax calculation. The salvage value of an asset is after-tax cash flow in an amount equal to sales price minus the tax due based on the sales price minus the book value.
Calculate a company's total leverage given the following information:
Change in sales = 3%
Change in earnings = 9%
Explanation:
Given that,
Change in sales = 3%
Change in earnings = 9%
We need to find a company's total leverage.
Total leverage is equal to the ratio of percentage change in earnings per share to percentage change in sales revenue.
[tex]\text{leverage }=\dfrac{9\%}{3\%}\\=3[/tex]
Hence, company's total leverage is 3 units.
A company's total leverage is 13.32. Change in sales = 3% and change in earnings = 9%.
We may calculate the DOL and DFL using the numbers of 3% change in sales and 9% change in earnings, and then multiply those values to obtain the DTL.
Degree of operating leverage (DOL) = (total sales - variable costs) ÷ EBIT
Degree of operating leverage (DOL) = 0.4 ÷ 0.09
Degree of operating leverage (DOL) = 4.44
Degree of financial leverage (DFL) = percentage change in EPS ÷ percentage change in EBIT
Degree of financial leverage (DFL) = 0.09 ÷ 0.03
Degree of financial leverage (DFL) = 3
Degree of total leverage (DTL) = DOL × DFL
Degree of total leverage (DTL) = 4.44 × 3
Degree of total leverage (DTL) = 13.32
Therefore, the company's total leverage is 13.32.
Learn more about on total leverage, here:
https://brainly.com/question/22984948
#SPJ6
Sea Company reports the following information regarding its production cost.
Units produced 52,000 units
Direct labor $45 per unit
Direct materials $38 per unit
Variable overhead $27 per unit
Fixed overhead $115,000 in total
Compute production cost per unit under variable costing.
A. $38.00
B. $112.21
C. $110.00
D. $83.00
E. $45.00
Answer:
hguhuh
Explanation:
Which choice below is one of the three assumptions of behavior within consumer choice theory? A. Utility B. Completeness C. Preference D. Indifference
Answer:
Option A
Explanation:
In simple words, utility maximization is one of the assumptions under consumer price theory. As per this assumption, When buying, consumers are supposed to undertake measured choices, buying goods that get them the highest profit, commonly recognized as optimum economic usefulness. Thus, from the above we can conclude that the correct option is A.
National Express reports the following costs and expenses in June 2020 for its delivery service.
Indirect materials $6,500 Drivers’ salaries $17,100
Depreciation on delivery equipment 11,800 Advertising 4,700
Dispatcher’s salary 5,530 Delivery equipment repairs 500
Property taxes on office building 920 Office supplies 710
CEO’s salary 12,400 Office utilities 1,040
Gas and oil for delivery trucks 2,300 Repairs on office equipment 270
Required:
Determine the total amount of (a) delivery service (product) costs and (b) period costs.
Answer and Explanation:
The computation is shown below:
a. For delivery service product cost:
Indirect materials $6,500
Depreciation on delivery equipment $11,800
Dispatcher's salary $5,530
Gas and oil for delivery trucks $2,300
Drivers' salaries $17,100
Delivery equipment repairs $500
Total $43,730
b) For Period costs:
Property taxes on office building $920
CEO's salary $12,400
Advertising $4,700
Office supplies $710
Office utilities $1,040
Repairs on office equipment $270
Total $20,040
WILL MARK BRAINLIEST Submit your project comparing the financial performance of two companies. Record your information in a table and
submit the table. Be sure to follow these guidelines:
• Create a table that shows the two companies you have selected with the following financial data for both companies
for three years: revenue, total assets, current assets, total liabilities, current liabilities, shareholder equity, and net
income.
Add the following financial ratios for both companies to the table: profit margin, return on equity, return on assets,
debt-to-equity ratio, asset turnover ratio, and current ratio.
• Interpret the data in your table, and draw conclusions about the financial performance of both companies.
Explain why you think one company outperformed the other financially.
.
.
Explanation:
I have some questions, is this an essay or a document and when is it due
Granfield Company has a piece of manufacturing equipment with a book value of $44,500 and a remaining useful life of four years. At the end of the four years the equipment will have a zero salvage value. The market value of the equipment is currently $22,900. Granfield can purchase a new machine for $129,000 and receive $22,900 in return for trading in its old machine. The new machine will reduce variable manufacturing costs by $19,900 per year over the four-year life of the new machine. The total increase or decrease in net income by replacing the current machine with the new machine (ignoring the time value of money) is:
Answer:
$26,500 decrease
Explanation:
The total increase or decrease in net income by replacing the current machine with the new machine = Saving in variable manufacturing costs + Sale value of old machine - Purchase price of new machine
= ($19,900*4) + $22,900 - $129,000
= $79,600 + $22,900 - $129,000
= $26,500 decrease
Which of the following are the three major categories of resources?
A. institutions, human capital, land
B. physical capital, technology, institutions
C. land, labor, technology
D. labor, physical capital, technology
E. natural resources, physical capital, human capital
Answer:
E. Natural resources, Physical capital and Human capital
Explanation:
The above are the three major categories of resources because natural resources such as air, water etc are given by nature thus essential and constitute an important part of resources. Also, physical capital such as buildings, assets, motor vehicles etc are owned by a business or an organization to carryout daily business activities hence one of the major categories of resources.
Human capital is responsible for employing people to manage and control the natural resources and physical capital.
At its peak at the end of 1999, Microsoft had a market cap of $600B. PC sales were booming and most PCs ran on Microsoft software. Revenue was growing 30% per year. The P/E ratio peaked at nearly 80.Ox in 1999. Looking at this chart, what happened in the subsequent 15 years? A. The decline in the P/E ratio canceled out the decline in earnings and this pushed the market cap up. B. Earnings grew and this pushed the market cap up. C. The decline in the P/E ratio more than offset earnings growth and this pushed the market cap down. D. Earnings declined and this pushed the market cap down.
Answer: C. The decline in the P/E ratio more than offset earnings growth and this pushed the market cap down.
Explanation:
Market Cap = P/E ratio * Earnings
Market cap is dependent on both the P/E ratio and Earnings as shown by the formula and as shown on the graph, the P/E ratio kept on decreasing which means that for the Market Cap to decrease, the downward pull of the P/E ratio must have overshadowed the growth in earnings such that the Market Cap went down instead of up.
For instance, if the earnings were $40 billion and the P/E ratio was 15, Market Cap would be $600 billion.
If earnings increased to $45 billion but P/E ratio decreased to 10, Market Cap would become $450 billion.
If Jane is not maximizing her utility with the original purchase, remembering the Law of Diminishing Marginal Utility, would she be better off buying one less fries and one more chicken sandwich? Explain your reasoning and show any calculations.
Answer:
Since Jane's marginal utility per dollar spent is much greater for chicken sandwiches, that means that she is not maximizing her utility by purchasing fries. Instead of buying the third order of fries she should buy another chicken sandwich. The third order of fries only yields 3 utils per dollar. We are not given the exact utils per dollar of the fourth chicken sandwich, but the third one yielded 15 utils per dollar and the marginal decline is not that steep. The important number is the utils per dollar, not the price of the goods.