Suppose you are planning for retirement in a two-period world. In the first period you are young and earn $1 million, and in the second period you are old and retired and earn nothing. The interest rate is initially 10 percent, but then it falls to 7 percent. After the interest rate falls, the:

a. income effect will induce you to consume more when you are young.
b. substitution effect will induce you to consume less when you are young.
c. change in interest rates affects the substitution effect but not the income effect.
d. substitution effect will induce you to consume more when you are young.

Answers

Answer 1

Explanation:

i think "A" should be the answer tho I'm not pretty sure about it


Related Questions

what is the meaning or moral standard?

Answers

Answer:

A moral standard refers to the norms which we have about the types of actions which we believe to be morally acceptable and morally unacceptable. Specifically, moral standards deal with matters which can either seriously harm or seriously benefit human beings.

Explanation:

may this answer is helpful for you

An accounting system wherein the operations are broken down into cost centers controllable by a foreman, sales manager, or supervisor, is known as: Select one: a. Control accounting b. Budgetary accounting c. Responsibility accounting d. Allocated cost accounting

Answers

The accounting system where the operations are broken out is called responsibility accounting.

The following information related to responsibility accounting is:

It is the control system in which the responsibility is allocated for controlling the cost.The person should be held responsible for controlling the cost.Also, the proper authority is provided so that the performance should be checked.In this, the operations should also be divided.

Therefore we can conclude that The accounting system where the operations are broken out is called responsibility accounting.

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Which of the following is not a party involved in dental insurance

A- Patient
B- Provider
C- Carrier
D- Deductible

Answers

Patient they have really bad dental insurance

Answer:

Explanation:

Sei lá kkkkkk

What is the difference between private costs and social costs in economics?

Answers

Answer:

private cost are paid by the firms or consumer and must be included in production and consumption decision

social cost include both private cost and any other external cost to society arising from the production or any consumption of a goods and services

Explanation:

private costs are paid by firms or consumer and it must be included in production and consumption decisions while social costs are costs of both private costs and any other decision or consumption that are arising the community

jackie's certificate of registration application to act as a mortgage lender in ohio mat be declined if jackie's credit history includes any accounts past due in collections, or charged off and which, in the aggregates, exceeds
a. $7000
b.$10000
c.$3000
d.$$5000

Answers

Is the no picture of the question?

Which word describes the ability to adjust to different ways or conditions?
discipline
perseverance
confidence
adaptability

Answers

Answer:Adaptability is the capacity to readily adjust to different conditions!

Explanation:

Borrowed $24,000 from a bank and signed a note. Principal and interest at 8% will be paid on January 31, 2022.

Answers

Answer:

principal = $4864

interest. = $32.42

Total payment. = $4896.42

o que eu aprendi as obre assistência de Recursos humanos​

Answers

Explanation:

Este es la Respuesta es pero q te Ayudeee Dame Coronita

Help please I have 4 more

Answers

Answer:

A

Explanation:

to find out how much it is going to cost

Your rich aunt has promised to give you $5,000 per year at the end of each of the next four years to help you pay for college. Using a discount rate of 7%, what is the present value of the gift. If the JPEG file doesn't open, Appendix A in your book has full Present Value tables.

Answers

Answer:

Nour rich aunt has promised to give you $5,000 per year at the end of each of the next four years to help you pay for college. Using a discount rate of 7%, what is the present value of the gift. If the JPEG file doesn't open, Appendix A in your book has full Present Value tables. PV.Tables-Lumo-Ann PG 54,278 $12,411 $20,000 $16.935 Table A-1 Present Value of $1 Preser Periods 1% 2% 3% 4% 5% 6% 7% 1 2 3 4 5 0.990 0.980 0.971 0.961 0.951 0.971 0.943 0.915 0.888 0.863 0.962 0.925 0.889 0.855 0.822 0.952 0.907 0.864 0.823 0.784 0.943 0.890 0.840 0.792 0.747 0.935 0.873 0.816 0.763 0.713 0.980 0.961 0.942 0.924 0.906 0.888 0.871 0.853 0.837 0.820 OOOOO OOOOO 6 7 8 9 10 0.942 0.93 0.923 0.914 0.905 0.837 0.813 0.789 0.766 0.744 0.790 0.760 0.731 0.703 0.676 0.746 0.711 0.672 0.645 0.614 0.705 0.665 0.627 0.592 0.558 0.666 0.623 0.582 0.544 0.508 Table A-2 Present Value of Ordinary Annuity of $1 Pre Periods 15 2 3% 4% 5% 65 7% 0.943 1 2 0980 1942 2.884 3.808 4.713 0.952 1.886 2.775 3.630 4.452 0.952 1859 2.723 3.546 4320 0915 1.80 2624 2673 3.065 4.212 4 5 3387 0.990 1970 2.941 3.902 4.853 5.795 6.728 7,652 8.566 4100 0.971 1.91 2620 3.712 4.580 5.417 6.210 7020 7.796 8.530 6 7 5.601 6.472 7.325 8.16 5.242 6.002 6.733 7.435 8.111 5076 5.786 6.463 7.108 7.722 4.917 5.582 6.210 6.802 7.50 4.767 5.389 5.971 6.515 7.024 9 10 11 10 9.787 9.253 8760 8.306 7.39

name any five diversity issues that affect the fashion industry​

Answers

Answer:

People of color, size, height. Even gender, I feel fashion is thrown more towards women than men, sexuality/trans and sexism.

Explanation:

People of color- The fashion industry over the year has become way more diverse in the subject of race, they have invited more models over the years with diffrent races and have made culture including clothes. I still feel it is not 100% perfect with eqaulity in the modeling industery but in the eyes of fashion, I think it's getting to a great point.

Size- Size is a big one why is a model always skinny, why is a must for the clothes. Why can't it be way more diverse from size 0 to size 30, it's about how you wear the clothes that matters, not the weight of the model. it would  be a huge boost in confidence to bigger people and show great diversity in the world of fashion. .

Height- This is the same thing as size, models who wear the clothes are always tall make clothes for short people. Be more diverse, serisoly make clothes for men/women/short/tall/size0/size30.

Gender- The fashion industy has always always gone more towards women. I mean, dresses, shoes, hats, gloves, skirts, shirts, thats a lot of money to bank on. I mean, I totally get why the fashoin industy would go towards women we are taught the fashion is only for women but it's 100% not just for women. which leads into my fith point-

Sexism- Why don't men wear dresses and women wear suits. i'm sorry but it is 2021 who the f cares what you are wearing as long as you look great. I can't even begin to tell you my exciment that Gucci designed a dress for Harry Styles. He looked amazing and it was a beautiful diverse way to show that men can wear dresses too. Fashion is an art that should be outside of the box and diverse, but we keep puting it into a tiny box with the same stuff.

Please don't take my grammer seriously or my spelling. Thank you!

_________________is a group that decides what must be done to meet the functional objectives defined by leaders.

Answers

Answer:

I hope that answer is a team.

Following transaction are given to you: a)Purchased goods from Rahul Traders Rs 12000 b)Goods costing Rs 10000 was sold to Dhoni Rs 15000 c)Withdrawn from bank Rs 5000 for personal use. d) Commission Received Rs 2000. e) Rent paid by cheque Rs 18000. f) Depreciation charged on Plant Rs 4000 Required: Journal Entries..​

Answers

40000 entries costing - 10 30000

Select one advantage of an annuity for a lender. a.) There is less risk that the borrower will be unable to repay the loan. b.) The sum of all the payments will equal the original loan amount. c.) The lender can recall the loan at any time. d.) Annuities are repaid more quickly than other types of loans.

Answers

Answer:

The best choice of the four listed is option a. There is less risk that the borrower will be unable to repay the loan.

Explanation:

In an annuity loan, the payment plan is scheduled in many time intervals, meaning that you will have a lot of time to pay the lender money, no matter how small the amount is. The person borrowing is made to pay money, during this time window, many small amounts of money. Since the borrower will be paying small amount of money from time of time until he or she is done repaying, the lender has an advantage in this situation as they will not be losing money.

One advantage of the annuity for the lender is that the sum of all payments will be equal to the original loan amount. Therefore, the correct option is B.

An annuity is a sequence of consecutive payments made by a borrower to a lender over a predetermined time frame. The fact that the sum of all payments made by the borrower will equal the initial loan amount is an advantage of the annuity for the lender. This gives the lender peace of mind that the borrower will repay the loan in full through scheduled payments.

Therefore, the correct option is B.

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what is 6.3% of 4334?​

Answers

Answer:The final answer would be 273.042Hope this helps!! <3

Hi ;-)

[tex]6,3\%=6,3\%:100\%=0,063\\\\6,3\% \ of \ 4334=0,063\cdot4334=\boxed{273,042}[/tex]

Tempo Company's fixed budget (based on sales of 16,000 units) for the first quarter of calendar year 2017 reveals the following.
Fixed Budget
Sales (16,000 units) $ 3,264,000
Cost of goods sold
Direct materials $ 384,000
Direct labor 672,000
Production supplies 448,000
Plant manager salary 184,000 1,688,000
Gross profit 1,576,000
Selling expenses
Sales commissions 128,000
Packaging 240,000
Advertising 100,000 468,000
Administrative expenses
Administrative salaries 234,000
Depreciation—office equip. 204,000
Insurance 174,000
Office rent 184,000 796,000
Income from operations $ 312,000
Complete the following flexible budgets for sales volumes of 14,000, 16,000, and 18,000 units. (Round cost per unit to 2 decimal places.)
TEMPO COMPANY
Flexible Budgets
For Quarter Ended March 31, 2017
------Flexible Budget------ ------Flexible Budget at ------
Variable Amount per Unit Total Fixed Cost 14,000 units 16,000 units 18,000 units
Sales
Variable costs:
Direct materials
Direct labor
Production supplies
Sales commissions
Packaging
Total variable costs 0.00 0 0 0
Contribution margin
Fixed costs:
Plant manager salary
Advertising
Administrative salaries
Depreciation - Office equip.
Insurance
Office rent
Total fixed costs 0 0 0 0
Income from operations

Answers

Answer:

omg what a answer i din't see any of this anwer

If a company has sales of $130 in 2021 and $182 in 2020, the percentage decrease in sales from 2020 to 2021 is 40%.


True
False

Answers

Answer: false it is not possible

The percentage decrease in sales from 2020 to 2021 is 40%. The statement is false.

What is decrease in sales?

There are many different reasons why revenues decline. Reduced product availability is the result of manufacturing or delivery issues. As consumer preferences shift, less people are buying your products. Consumers are obligated to spend very little on discretionary items due to the economy.

A business should not experience a decline in revenue. A company runs the danger of not making a profit or having very slim profit margins if its sales is declining. A business can only avoid financial harm from a decline in income if costs are also falling.

sales in 2020= $182

sales in 2021= $130

Total decrease in sale= $52

% decrease in sale= 28.57%

hence, false is an appropriate response.

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Essential state-of-the-art operating and information systems that support company strategies and value-creating internal processes include all of the following except:_________

a. customer database systems.
b. information systems to track supplier/partner/collaborative ally data.
c. human resources systems that maintain employee data.
d. data management systems for undertaking benchmarking, TQM, and Six Sigma quality control.
e. systems to record and report financial performance data.

Answers

I got answer d as my choice

Essential state-of-the-art operating and information systems that support company strategies and value-creating internal processes include all of the following except data management systems for undertaking benchmarking, TQM, and Six Sigma quality control. Hence, option D is appropriate.

What is the meaning of data management systems?

Data management systems are computer programs that enable the storing, retrieving, and processing of data requests. Users can create, read, modify, and remove data in databases using a DBMS, which acts as a link between them and the databases.

Within an organization, data management entails gathering, storing, analyzing, and exchanging data. Every company that generates or uses digital data, especially those with significant data quantities, stands to gain from data management.

Database administration program. Data management systems (DBMS), according to Connolly and Begg, are "software systems that enable users to define, construct, maintain, and govern access to the database."

Concurrency, safety, backup and recovery, integrity, and data descriptions are just a few of a DBMS's features. Database management systems offer several significant advantages, but their implementation can be expensive and time-consuming. Hence, option D is correct.

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A key factor in determining which type of modified report to issue is _______.
a. objectivity
b. materiality
c. independence
d. existence

Answers

Answer:

b

Explanation:

Objectivity and indepedence are something which the auditor has to look at before accepting the audit of the company. If they are not objective and independent they cannot accept the audit.

When a firm’s marginal productivity declines as output increases, then the firm is experiencing​ a. ​Increasing marginal product b. ​Increasing returns to scale c. ​Diminishing returns to scale d. ​Constant returns to scale

Answers

Answer:

Diminishing return to scale

Explanation:

The law of diminishing marginal returns states that adding an additional factor of production results in smaller increases in output.

A food worker needs to cool a large pot of soup How should the food worker cool the soup?
aUse an ice paddle
B Set the pot under a fan
c. Leave the pot on the counter
d. Place the pot in the walkin cooler

Answers

Answer:

a)use an ice paddle. it is the most suitable way

Food workers often uses different ways to cool large pot of soup. The best way here is to Use an ice paddle

When we fail to properly cool foods, it can result in foodborne illness. As such, one must follow due guidelines to ensure your batches of soup are cooled safely.

Ice paddle are often seen or found in commercial kitchens.  The paddle is often filled with water and then it is wrapped in a protective plastic and placed in the freezer.

When the soup ready, remove it totally from the from stove, remove the paddle from the freezer and use it to stir the soup in the kettle to speed the cooling process.

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Which of the following is not considered fraudulent?
A- Billing for services not provided
B- signature on file
C- Changing fees to obtain higher payment
D- Disregarding the copayment

Answers

Answer:

answer for your question is B) signature on file

please mark as brainliest

Signature on file is the answer

You bought two new CDs with the last $30 in your checking account, and your next payday is on Monday. What is the opportunity cost of these CDs?"
Group of answer choices

the satisfaction of knowing you are the first of your friends to have these CDs

the difference between the cost to produce the CDs and the price you paid for them

the night out with your friends that you miss because you can?t afford it now

the $30 check that you wrote for the CDs

Answers

Answer:

the $30 check that you wrote for the cds

How do you abide by company rules and regulations

Answers

Consider your daily habits and how well you follow policies on dress code, attendance or Internet usage. Change habits that are not in line with company policy. Be honest to yourself about your conduct and make adjustments where necessary. Continue to follow established policies for the duration of your employment.

Value stream mapping is used to identify all of the value-adding as well as non-value-adding processes that materials are subjected to within a plant.
a. true
b. false

Answers

true the answer is true

A company is considered a price setter when: ____________

a. it operates in a highly competitive market
b. its product is unique.
c. it has little flexibility in setting prices of its products.
d. all of the above are correct.

Answers

Answer:

it has flexibility in setting prices of its products.

The answer is c
It has little flexibility……..

How much money came into the cash account this month

Answers

Answer:

Sorry I did not know

Explanation:

plz follow me

People who combine natural resources, labor, and capital in a profitable venture are called entrepreneurs.
a. true
b. false

Answers

Answer
It’s not accurate but...,
Entrepreneur is an individual who creates business
Bearing most of the risks and enjoying most of the reward
Commonly seen as an innovator, a source of new ideas, goods, service and business
Hope it helps at least a little
Sorry if it’s not correct or useless

In an organization, an ethical action must meet the following criteria:______.
a. Respect the rights of individuals
b. Increase shareholder wealth
c. Serve the interest of the CEO
d. Promotes the self-interest of the employees

Answers

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Freè Points. Im Moving Next Week on the 1st, what is the most efficient way to unpack and get settled in? Thanks.

Answers

Thanks for your free point
Good luck with it I appreciate
Wait add cloud lights on it... it’s in my room it’s looks hella cool
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