Wally and Kim, a married couple with an average life expectancy, have a retirement budget of $6,000/month. While they are both alive their Social Security and Kim's military retirement will pay $4,500/month. Wally's IRA is sufficient to generate $1,505/month with the features they need. What Retirement Level have they achieved?
Answer: Card 5
Explanation:
Retirement frequently involves a series of periods with various spending preferences and financial requirements. Hence Level 5 is correct .
What is Retiring Level ?Pre-retirement (about between the ages of 50 and 62), the early stage of retirement (between the ages of 62 and 70), middle retirement (between the ages of 70 and 80), and late retirement make up a four-phase retirement model (80 and up).
The "80 percent rule" of retirement planning argues that you should budget to live on 80% of your pre-retirement income in order to retain a similar standard of living. As a result, if your annual income is $100,000, you should aim for a retirement income of around $80,000.
Pre-retirement is stage 1.
The early stage of retirement is stage two.
Stage 3: Disillusionment.
Stage 4: Reorientation and self-discovery.
Stage 5: stability
All of the pension funds that are not supported by the government are included in the third pension level. People who seek a more flexible approach to saving for retirement than is feasible under the voluntary occupational or the basic state pension system may be interested in these funds.
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How does technology play the role to modernize the society? (a short and sweet answer pelase)
Answer:
technology help to develope the society faster
FCCLA's mission is: to promote personal growth and _______ ________ through family and consumer sciences education.
Answer:
Whether you are already an FCCLA adviser or want to become one, this is the place you want to be. Our Mission is to promote personal growth and leadership development through Family and Consumer Sciences education. We are the Family, Career and Community Leaders of America.
Explanation:
A simple machine has efficiency 90%.What does it mean?No machine has 100%efficiency,Why?
Answer with explanation:
1) it means tht the machine can do it's work in a 90% in a good way
2) no machine is free from the effects of gravity, and even with wonderful lubrication the energy a machine produces is always less than the work put into it that's why 100% efficency isnt possible in machines.
Best of luck!!!
A construction crew has been tasked with removing the foundation of an old building, as well as the old
electrical wiring and gas lines buried underneath the site where a new building will be built. What process are
they engaging in?
O excavation
O site investigation
demolition
O grading
Noyt
Submit
Answer:
excavation
Explanation:
" a construction crew has been tasked with removing "
ANSWER NEEDED ASAP MULTIPLE CHOICE
What's the difference between the federal deficit and the national debt?
(A) Th federal deficit is the amount of money owed to the government by individual taxpayers, and the national debt is the amount of money owed to the government by other countries.
(B) The federal deficit refers to the gap between what the government earns and spends in a year, while the national debt is the total cumulative amount of money the government owes.
(C) The federal deficit refers to a situation in which the government brings in more than it spends, and the national debt refers to a situation in which the government spends more than is earns.
(D) The federal deficit is the total amount of money the government owes, and the national debt is the amount the country overspent in the last fiscal year.
what benefits do you think its the best?
working knowledge of the functional areas of business.
ability to recognize an ethical dilemma and make the most appropriate response.
the ability to work effectively as a member of a team.
Explanation:
I think the (a) is the best.
Is paper a natural resource or capital good?
Answer:
capital goods
Explanation:
becos it is raw material that is use to making papers
Self-motivation is a very important quality that employers look for. Being ready to complete assigned tasks without having to be told and working hard are factors in a successful career. Explain why being careful to pick our career path can help us maintain motivation when we enter the work force.
Answer:
if you pick a job you really dont like you're not gonna go to it clock in none of that picking a job you like and comfortable with you'll want to go everyday and give 110 percent
Answer:
Actually enjoying doing a job can give you a lot more motivation than doing one you hate. Be careful to pick a job you'll actually enjoy so you'll have a reason to work hard for it.
Which statement best summarizes the relationship between investments and
productivity?
A. Companies with high levels of productivity never need to worry
about investment.
B. Companies use investments to reduce their need for high levels of
productivity.
C. Companies with poor productivity use investments to become
more efficient
D. Companies use investments to reduce the opportunity cost of loy
productivity
SUBMIT
PREVIOUS
Answer:
The answer is D
Explanation:
companies invest to make money without using high levels of productivity
what is tourism ? Give some examples of the profession related to atourism
Explanation:
Tourism is travel for pleasure or business; also the theory and practice of touring, the business of attracting, accommodating, and entertaining tourists, and the business of operating tours.
Profession telated to tourism
1) Travel Agent. Travel Agents research, plan, and book trips for individuals and groups. ...
2) Hotel Manager. ...
3) Spa Manager. ...
4) Tour Operator. ...
5) Event & Conference Organiser. ...
6) Tour Guide. ...
7) Executive Chef. ...
8) Sommelier.
MARK AS BRAINLIST IF IT IS USEFUL
Answer:
Tourism comprises the activities of persons travelling to and staying in places outside their usual environment.
Examples of professions that are related to tourism are: Travel agent, hotel manager, SPA Manager, tour operator, tour guide, etc.
How to handle feedback after a presentation in a non-aggressive and professional manner ?
Manage Your Initial Response (i.e. Avoid Getting Defensive)
Active Listening.
Consider the Potential Benefits.
Put Yourself in Their Shoes.
Thank Them Sincerely.
Ask for Examples to Better Understand the Feedback.
Request Time to Follow Up.
Hope this helps!
Manage Your First Reaction to Prevent Getting Defensive. Active hearing think about the potential gains. Consider yourself in their position. To better understand the feedback, request examples.
What is a feedback?
A crucial component of any leader's toolkit is feedback. Over the course of their careers, project managers, team leaders, educators, and coaches build this talent. For effective information sharing inside teams and organizations, both giving and receiving feedback is necessary. A powerful strategy for fostering a positive work atmosphere, increasing engagement and productivity, and getting better results is constructive feedback. It has a favorable impact on how team members engage, communicate, and produce results in a variety of industries.
Feedback is not counsel, adoration, or assessment. Feedback is knowledge about how well one is doing in pursuit of a goal. Giving and getting feedback are two distinct processes, neither of which are simple. When there is still time for action after learning, effective feedback is offered. It is used to improve oneself, a company, or a team through constructive criticism or good ideas. The information that is given or received can be improved upon if done properly. The knowledge can help people advance by reinforcing positive habits or correcting negative ones. Feedback ought to be offered in a way that criticizes the conduct rather than attacking the person receiving it.
In order to improve performance, it is important to actively listen, take the time to analyze, and then come up with the best solution. It offers constructive feedback and enables people to identify what they can alter to sharpen their attention and achieve better achievements. It facilitates interpersonal interaction and good communication.
To improve performance, it is necessary to actively listen, analyze, and then come up with the best solution. It offers constructive feedback and enables people to identify what they can alter to sharpen their attention and achieve better achievements. It facilitates interpersonal interaction and good communication. Other beneficial outcomes that greatly benefit you are an eagerness to seek input and an openness to criticism. The best solutions frequently come from team members who merely bring up a potential fix or draw attention to a problem that others haven't yet seen.
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EXPLAIN HOW HONOURING A LABOUR IS HONOUR ONE'S SELF
Answer:
Because the labour is a source of my daily food which potentially is a basic need in life
explain how the looting of shops will affect business in term of the relationship between social responsibility and triple bottom line
Social responsibility means an acceptable theory which is applies to everyone, expecting that the act of individual must benefit the whole of society.
Corporate Social Responsibility refers to practices and policies undertaken by firms and other business, who are intending to have a positive influence on the environment and world at large.
Triple bottom line is also a concept that state that in addition to the major objectives of firms which is to make profit, they should ensure they impact the society and environment as well.
The looting of shops and mall will take a toll on the moral effort of firms and businesses adhering to the triple bottom line concept as well as the corporate social responsibility as they have to count on the loss incurred, caused by the masses.
Despite that insurance provision and government can provide compensation for the looted goods, still, the morale of the firms authorities and business owners towards the social responsibility concept and triple bottom line concept will be negative
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The shops and malls are considered as safe place for citizens. Whenever there are any crisis in the state, these business activities are stopped for some time and these elective shopping activities are freeze to deal with crisis or natural disaster situation.
In such a situation few people who are robber by nature take advantage of such situation and then exploit the natural disaster. They get their own benefit from the disaster situation.
They know how to deal with crisis and they get benefit from their robbery and looting shops and malls. In this way businessmen looses great money and valuable things from their shops.
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What are some changes that have happened in society that have affected the growth of the childcare profession?
Include one change from each area:
• employer
• Education attitudes
• Educational studies
• Benefits to the economy
Answer:
More mothers would increase their earnings and seek new job opportunities if they had greater access to reliable and affordable child care.
how can the government promote industrial development in south africa?
Answer:
The growth center concept has formed the cornerstone of industrial development policy in South Africa since apartheid was introduced as a constitutional model in 1948. This paper attempts to recapture the evolutionary development of industrial policy in South Africa and to underline prominent deficiencies in present industrial development policy. South African industrial policy continues the segregation practices of the past, despite the government's repeated statements in recent years that it intends to move away from the concept of apartheid. Guidelines for a revision in industrial development thinking based on sound economic principles rather than concealed political practices are suggested for the country.
Jerry is the proud owner of American BBQ Eat... Jerry is the proud owner of American BBQ Eateries LLC. They currently operate in the southeast and have recently entered into a nonequity alliance with Big Bills BBQ Grills Inc., with a promise of sharing codified information via a licensing agreement. Which of the following best represents this level of sharing knowledge?
A. tacit knowledge
B. explicit knowledge
C. core competency knowledge
D. strategic alliance knowledge
Answer:
I hope C is correct answer.
como hacen las siclas para que uno no se caiga
con materials duro que aguantan bastante peso.
Answer:
lo que dijo thay
Explanation:
how are trade and business related?
Answer:
The key difference between trade and business is that trade involves buying and selling of goods, whereas business involves all activities performed by a business entity including, buying and selling, advertising, marketing, etc.
how does an increase in income lead to the development of industries
Explanation:
industrialization increases workers' income, it also enhances their capacity to save. These voluntary savings stimulate economic growth. By cumulative effect, they eventually lead to the further expansion of industry.
how does the inflation affect the standard of living
Answer:
Inflation affects your standard of living because it can reduce your spending power. Retirees are often greatly affected by inflation because many retirees live on a fixed income.
Explanation
Consequently, their disposable income is reduced as day-to-day expenses consume an ever growing portion of their income.
Explanation:
Inflation affects your standard of living because it can reduce your spending power. Retirees are often greatly affected by inflation because many retirees live on a fixed income.
Under monopolistic competition: A. firms can sell all the output they wish without affecting the price. B. firms face a downward-sloping demand curve. C. firms have no monopoly power. D. a single seller serves the market.
In which item category would the sourcing strategies of ensuring availability of supply, focusing on relationship building, encouraging process integration and innovation, frequent communications, and establishing mutually agreeable supplier performance criteria, be appropriate
Which two of the following must be completed when the pharmacy is
notified of a Lock-in patient?
Allow the patient to fill if they pay cash.
Advise Store Management.
Add a forced note into the patient's profile.
Review the patient information with all Pharmacy Team Members
When a pharmacy is notified of a Lock-in patient, the things that should be done include:
Add a forced note into the patient's profile.Review the patient information with all Pharmacy Team MembersLock-in programs, is also referred to as the drug management programs, and the main idea behind it is to reduce the doctor shopping.
Doctor shopping here means the practice whereby people go to different doctors in order to get different prescriptions for opioids or every other substances that are misused.
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Describe what makes a computer or an airplane a global product.
WILL GIVE BRAINLIEST IF ANSWERED RIGHT
The basic features that make a computer or an aero plane a global product are their work efficiency and speed of delivering data.
What is a global product?The term "global product" is a combination of two terms: one is global and the second is product. By the term "product," we can understand the thing which is used by each and everyone.
On the other hand, the term "global" is used to denote things that are available in the whole world and used by everyone or most of the people, so the term "global product" means such kinds of products which are used by most of the people in the whole world.
In the present scenario, with the advancement of technology and the burden of work, it's not easy for humans to remember everything and to spend lots of time traveling.
Therefore, the two common global products are computers and airplanes, which are used because of their work efficiency and speed of delivery.
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A stigmatized property is one: (a) Where physical damage makes it undesirable to buyers (b) That a historical society owns and maintains (c) Where a particular event has affected the desirability of the property (d) None of these are correct
Answer:
(C) Where a particular event has affected the desirability of the property
Explanation:
A stigmatized property is one that has been psychologically impacted by an event that occurred on the property or one that has been suspected to have occurred on that property. Such a property is now "stigmatized" because such an event will have a drastic effect on multiple values and aspects of the property.
L. Lyons started a business and invested $4,000 in exchange for common stock. Illustrate how to record the transaction in the T-accounts by completing the following sentence. The Cash account would be Blank 1 of 4(debited/credited) on the Blank 2 of 4(left/right) side of the T-account and the Common stock account would be Blank 3 of 4(debited/credited) on the Blank 4 of 4 (left/right) side of the T-account.
Answer: Debited/left/credited/right
Explanation:
L. Lyons started a business and invested $4000. Following is the illustration of recording the transaction in the T-accounts:
The Cash account would be debited on the left side of the T-account and the Common stock account would be credited on the right side of the T-account
What are T-accounts?In the business world, there are various terms that are formal as well as informal. The reason behind the usage of the terms is to make the conversation easier and more convenient.
The term “T-account” is used in business for keeping the financial record in the double-entry bookkeeping system. This term is an informal term. There is a reason behind calling the term a T-account.
The format of the account resembles the alphabet T, in which on the left side debits are mentioned, and on the right side credits are mentioned.
Therefore, transactions in the T-accounts will be recorded as per the above-mentioned illustration.
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_________ is a communication standard that enables business partners to exchange routine documents electronically, however _____________________ is a major disadvantage
Answer:EDI
Explanation: I don’t know the second but the first one is 100% EDI
Calculate the after-tax cost of debt for the Wallace Clinic, a for- profit healthcare provider, assuming that the coupon rate set on its debt is 11 percent and its tax rate is a. 0 percent. b. 20 percent. c. 40 percent.
Answer:25 percent
Explanation:
Here are the after-tax costs of debt for the Wallace Clinic for each tax rate:
a. 0% tax rate
The after-tax cost of debt is simply the coupon rate since there is no tax deduction for interest payments.
After-tax cost of debt = 11%
b. 20% tax rate
The after-tax cost of debt is calculated by multiplying the coupon rate by 1 minus the tax rate.
After-tax cost of debt = 11% × (1 - 20%) = 0.88%
c. 40% tax rate
The after-tax cost of debt is calculated by multiplying the coupon rate by 1 minus the tax rate.
After-tax cost of debt = 11% × (1 - 40%) = 0.66%
Here is the formula for calculating the after-tax cost of debt:
After-tax cost of debt = coupon rate ×(1 - tax rate)
The after-tax cost of debt for the Wallace Clinic will vary depending on the tax rate. If the tax rate is 0%, then the after-tax cost of debt is simply the coupon rate. If the tax rate is 20%.
Then the after-tax cost of debt is 0.88%. If the tax rate is 40%, then the after-tax cost of debt is 0.66%.
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Market failures A. prevent the price system from attaining economic efficiency. B. are usually caused by government interference in the economy. C. encourage people to purchase more of a good than they really want. D. encourage businesses to produce more of a good than they really want to.
Answer:
A
Explanation:
Market failure is the economic situation defined by an inefficient distribution of goods and services in the free market.