It is important to review your checking account statement it contains useful information, where your money is manipulated, or the credits and debits are ongoing in your account.
Regularly checking your account gives you information and reminders about the bank charges, such as overdraft charges, transaction fees and the minimum amount charges. By regular seeing your bank statement can also provide past transaction by which you can provide a proof whenever it is required. And this feature also helps you in preventing from fraudulent activities.
If your spending patterns do not match your earning potential, seeing the closing balance on your accounts at the conclusion of your statement cycle can be a frightening experience.
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Reviewing your checking account statement is crucial since it enables you to keep tabs on where your money is going and any potential fees you may have to pay.
In a financial institution, a checking account is a deposit account that permits both deposits and withdrawals. Checking accounts can be accessed using cheques, ATM withdrawals and electronic debits and are also known as demand or transactional accounts.
The ability to identify fraud, such as unauthorized card or electronic debit transactions, discover duplicate payments, and confirm that deposits are properly lodged to your account depends on an ideal review and statement reconciliation.
Overdraft costs, monthly fees, and even late fees are possible expenses that can be avoided.
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a written listing contract creates an agency relationship by? select one: a. implied agreement b. ratification c. express agreement d. estoppel
A written listing contract creates an agency relationship by Express approval.
An agency relationship can be established with just one side's expression of consent. Oral or written communication can be this manifestation. Attorney retainer agreements are an example of a written agency agreement. Agency ties can also develop naturally without a formal agreement.
Agency connections may be established by formal agreement, ratification, estoppel, or inference in accordance with general agency law. The majority of agency partnerships are established through formal (written or verbal) agreements between the principal and agent. Agency agreements don't need to be given consideration.
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Which type of expense might change every time you pay it?
a. budget
b. variable
c. work-study
d. fixed
Answer:
c. variable
Explanation:
variable expense might change every time you pay it
in the gilded age, how did monopolies affect many small businesses? monopolies helped small businesses grow.
In the Gilded age, monopolies affected the small businesses as the monopolies forced small businesses to shut down. A monopoly arises when a single corporation dominates the market for a given product or service.
Monopolies frequently result in the closure of the smaller businesses. One business can regulate the product prices when it controls a particular market. Due to their size, most the monopolizing businesses can afford to reduce their prices so much that no small business can compete. Because of this, the smaller companies are left with no alternative except to shut down or combine with the monopolizing firm.
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victoria's adjusted gross income was $60,000. the total cost of her individual medical insurance, ltc insurance, and out-of-pocket medical expenses was $7,500. victoria may qualify for a deduction in the amount of .
Victoria made a $60k adjusted gross income. Her own medical insurance, ltc insurance, and out-of-pocket medical costs came to a total of $7,500. Victoria might be eligible for a $1,500 deduction.
Your gross income is your earnings before payroll taxes and other deductions, often in the form of a paycheck. It affects your home loan eligibility and is used to compute your federal and state income taxes.
Consider the scenario when your weekly gross income is $800. However, you only keep $675 of your net income, which is what's left over after taxes and other deductions.
How do gross and net income differ?
Before taxes, benefits, and other payroll deductions are taken out of an employee's paycheck, that amount is known as their gross pay. Net pay or take-home pay is the amount that is left after all withholdings have been taken into account.
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John worked 43 hours last week; his hourly rate is $9.00. He has the
following deductions, taken from his pay: Social Security tax at the rate
of 6.2%, Medicare tax at the rate of 1.45%, health insurance premiums
of $15.00 and 401(k) contributions of 5% of gross pay. John also has
federal income tax withheld at the rate of 10%. Federal taxes do not
apply to the 401(k) contribution.
Second, how much is John's total deductions?
NOTE: the first deduction you should calculate is the 401(k). then
when you are calculating federal income tax you will subtract 401(k)
total from the gross pay and use that as the number to calculate the
percentage for the 401(k). The rest of the deductions will use just the
normal gross pay amount.
A = $286.28
have a good day :D
data collected at checkout counters in a grocery store is an example of: group of answer choices information systems. output. processing. input. feedback.
Data collected at checkout counters in a grocery tore is an example of Input.
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as a business within the company, hr has three product lines, one of which involves contributing to the company's strategy by understanding how hr can provide a competitive advantage. this is known as .
As the product lines involves contributing to the company's strategy by understanding how hr can provide a competitive advantage, this is known as being a strategic partner.
What is a strategic partner?These are partners involves in the sharing of resources to help all involved succeed. They are usually non-competing businesses and often share both the risks and rewards of the decisions of both companies.
Most time, the ultimate goal of the strategic partnership is to create value for each company by offering information, services and other resources that the other firm either has no access to or could only access through some form of financial exchange.
Therefore, this strategy is known as being a strategic partner.
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a. is/are often cited as a cause of market failure in the market for used cars. b. government intervention is one possible solution for market failure. what is one possible reason why a government-controlled used car market may not provide an efficient outcome? government actors may have their own incentives that might not align with market efficiency. consumers do not buy products from government-controlled markets. the government does not have the resources to control the used car market. there is no remedy for market failure in this market.
A) Private information.
In the used car market, the seller has more information about the status of the vehicle than the buyer so customer is more likely to end up paying higher than the value of the vehicle.
B) option B the government actors may have their own incentives that might not align with market efficiency.
Incentives like promoting the new car industry rather the old car market or etc.
The used car market is prone to failures because of lot of asymmetric information. The seller here has more information than the buyer hence it acts as a reason for market failure with buyer usually paying more than the worth.
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which two meta solutions enable businesses to communicate privately and instantly with customers? (choose 2)
Businesses can communicate privately as well as instantly with customers using Mess_enger and Whats_App.
What exactly is a mess_enger company?Using the Mess_enger app, you can manage one business communication with the help of the mobile tool known as Business Inbox. By quickly responding to your audience's queries and concerns, you can increase their trust in you and your work.
How do businesses interact with customers?A brand can interact with an audience through social media platforms like and more. You can direct your content marketing efforts to the customers who make the most sense by using your brand message and selecting the right target market.
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the purpose of required reserves is to allow the fed to the ability of commercial banks to make loans.
The purpose of required reserves is to allow the fed to control and limit the ability of commercial banks to make loans.
The required details for Commercial Bank in given paragraph
A Commercial Bank is what?
A financial institution that accepts deposits, provides checking account services, makes different loans, and gives consumers and small companies access to fundamental financial products including certificates of deposit (CDs) and savings accounts is referred to as a "commercial bank." The majority of people conduct their banking with commercial banks.
Mortgages, auto loans, company loans, and personal loans are all examples of loans that commercial banks offer and charge interest on. Banks receive their funding for these loans from customer deposits.
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the following statement is an example of what type of fallacy? ""we must either support the governor’s plan to increase taxes on food or we will never be able to balance the state budget.""
The following statement is an example of false dilemma type of fallacy. ""we must either support the governor’s plan to increase taxes on food or we will never be able to balance the state budget.""
Sometimes called the “either-or” fallacy, a false dilemma is a logical fallacy that provides handiest alternatives or aspects when there are many options or sides. Fake ethical dilemmas are instances in which it's far clean what need to be carried out however in which there's temptation or stress to behave in another way. In business ethics, the distinction between proper and false dilemmas has also been defined because the distinction among dilemmas and temptations. The principle manner to counter a false catch 22 situation is to demonstrate that the alternatives which were cited in the predicament aren't collectively specific, or that there are extra available alternatives past the ones that had been noted.
False cause is a fallacy that assumes that one thing causes some other, but there is no logical connection between the two. A cause must be direct and robust enough, not just before or somewhat related to motive the problem. In a false cause fallacy, the alleged motive might not be strong or direct enough.
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The _____ organizes data by recording all the values observed in a sample as well as how many times each value was observed.
The distribution organizes data by recording all of the values observed in a sample, as well as how many times each value was observed.
The distribution of a sample of data organizes records by way of recording all the values found and the way many times every price is located. In a dot plot each commentary is represented by a dot on a variety of lines. In a histogram bars are drawn to expose how many observations lie in every bin.
The high-quality technique for investigating causal relationships is an test - now not an observational a look at - due to the fact a test functions randomized mission of topics to remedy agencies.
Data distributions are used to prepare and show statistics approximately a fixed of accrued facts. Common distributions consist of tally charts, dot plots, box plots, and histograms.
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policy economics is the application of the principles of economics to decision making (choices) by the various arms of the .
policy economics is the application of the principles of economics to decision making (choices) by the various arms of the .government sector
What is principles of economics?The Port Hueneme Construction Battalion Center was originally constructed as a temporary depot during World War II. The installation was initially built in order to prepare, supply, and stage the newly formed Seabees.
San Diego Naval Base
A third of the Navy's fleet stationed in the Pacific theater is based at Naval Base San Diego, a contemporary Navy installation. The right method to refer to the base is by its official name, which is Naval Base San Diego.
Lake China
A special combination of its co-located laboratories, ranges, and weapons test squadrons allows China Lake, home of the Naval Air Warfare Center Weapons Division, to efficiently deploy new weapon systems.
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If karen and anika want to offer childcare services to young families and scheduling services for doctors’ appointments or insurance claims services for senior citizens, which target marketing strategy should they use?.
Karen and Anika Should use Differentiated Targeting Marketing Strategy.
A Differentiated Targeting strategy, which is sometimes referred to as segmented marketing, is created to identify and concentrate on major target categories that have the greatest potential value for your company.
The objective then becomes creating unique market targeting methods for each of your primary objectives.
What does "differential marketing" mean?
When a corporation decides on one or a few market niches that provide them the best chances, differentiated marketing, also known as segmented marketing, is used. Targeted special offers are created for each market sector to especially appeal to its customers.Learn more about Differentiated Targeting, Click the links.
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How have new information and communication technologies, including the internet, affected the political economy in general?.
New information and communication technologies, including the internet, are affecting the general political economy in ways they have reduced the ability of states to control access to uncensored information.
Information technology is a general term for technology to assist humans in creating, transforming, storing, communicating, and disseminating information. Information technology can be defined as a technology that has a function in processing data, processing data, obtaining, compiling, storing, changing data in all kinds of ways to obtain useful or quality information. In addition, the function of information technology is to solve a problem, open creativity, increase effectiveness and efficiency in human activities.
It can be said that information technology is a variety of facilities consisting of hardware and software to support and improve the quality of information for the community quickly and with quality. From the brief explanation, it can be seen how important this information technology is for humans.
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re-thinking oil: compensation for non-production in yasuní national park challenging sumak kawsay and degrowth
The Yasun-ITT Initiative was a novel development proposal based on the prohibition of oil production in Ecuador's Yasun National Park in exchange for international compensation, either in the form of direct payment or payment for environmental services. My goal is to investigate how different actors in Ecuador, an oil-dependent country, perceive this compensation for non-oil production. I critically engage the 'environmental narrative' surrounding the Initiative inspired by sumak kawsay -a philosophy of life based on non-mercantilist values known as "well living" in English or "buen vivir" in Spanish- and degrowth by conducting a chronological review of the Initiative and forty in-depth interviews with key players. In this article, I argue that viewing the Initiative as an environmental issue rather than a problem of oil rent dependency exemplifies the limitations of sumak kawsay and degrowth as alternatives to development. The Yasun results show that the Initiative ended up reproducing nature valuation fictions rather than de-linking nature from the valuation process. Using a critical political economic framework, this paper demonstrates that concepts like "dependency" and "rent" are critical in understanding the challenges of transitioning away from extraction-based development in developing countries. In summary, Yasun was a "lost" opportunity for a bottom-up debate on what to produce and what not by failing to distinguish between payment for non-production of oil and compensation from environmental services.
What exactly does compensation mean?
The act or state of compensating, as in paying someone for service or compensating for someone's misfortune, damage, or injury by providing an appropriate benefit to the injured party the condition of being reimbursed or rewarded in this manner
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when a taxpayer does not file her tax return or pay her tax due by the due date, she will be assessed and if she owed any tax for the year.
when a taxpayer does not file her tax return or pay her tax due by the due date, she will be assessed Interest and penalty if she owed any tax for the year.
The minimum Failure to document Penalty is $435 for tax returns required to be filed in 2020, 2021, and 2022 or a hundred percent of the tax required to be shown on the return, whichever is much less. there may be no penalty for failure to file in case you are due a refund. however, you can not gain a refund without submitting a tax go back. in case you wait too long to report, you can threaten to lose the refund altogether.
Provide an explanation to taxpayers that the tax return could be filed now and they ought to submit their payment of taxes due no later than April 15 or the subsequent enterprise day if April fifteen falls on Saturday Sunday or a felony vacation. Remind taxpayers that filing an extension of time to report does now not amplify the time for a fee. if a taxpayer isn't required to record a tax go back, and you are unsure if they may advantage from filing, start a go back to determine if filing a tax go back might gain the taxpayer.
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prepare the horizontal model for each of the following transactions. a. to record the payment on july 1, assuming that all $27,000 is initially recorded as rent expense. b. to record the adjustment that would be appropriate at july 31 if your entry in a had been made. c. to record the payment on july 1, assuming instead that all $27,000 is initially recorded as prepaid rent. d. to record the adjustment that would be appropriate at july 31 if your entry in c had been made. e. to record the adjustment that would be appropriate at august 31 and september 30, regardless of how the payment on july 1 had been initially recorded (and assuming that the july 31 adjustment had been made). indicate the financial statement effect. (enter decreases with a minus sign to indicate a negative fina
As a supervision to the bookkeeper, it is advised that the payment be initially recorded as a debit to Prepaid rent. Rent is paid at the start of the relevant quarter, hence this is the correct accounting technique. Because it resembles an advance payment, it needs to be recognized as an asset when the payment is made. The portion of the rent that has expired each month should be included to the rent expense.
Is Prepaid rent A current liabilities?Simply said, prepaid rent is shown under current assets on the balance sheet since it is common for businesses to pay the rent in advance and to use it within a short period of time after payment, typically during the same financial period.
Rent that has been paid in advance can be used to offset future rent expenses, making it an asset.
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owner investments cause a(n) (increase/decrease) in equity and are entered directly in owner's (capital/withdrawals/revenue).
Owner investments cause an increase in equity and are entered directly in owner's capital.
Where do owner investments go to?When an owner invests in the business, the equity value will increase. This is because equity includes the investment amounts that an owner brings into the business.
These investments by owners are called capital so the Equity account that will increase as a result of owner investments is called the Capital account.
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an employer that would like to offer an open enrollment every quarter for its group dental coverage might cause the insurer to have concerns about:
Adverse Selection.
Frequent Open Enrollment periods would make the insurer more exposed to immediate claims and would likely increase adverse selection. Dental Insurance.
The primary reason for employers to buy insurance plans to supply health benefits to their employees is that employees get group rates through their employer that are generally less than what the rates would be if the staff were to get insurance on their own.
A comprehensive major medical policy is a contract with an occasional deductible and high maximum dental coverage limits, in addition as a coinsurance provision, which mixes basic coverage with major medical coverage. The excellent major medical policy is the commonest insurance today.
Employers themselves may experience reduced costs in areas like workers' compensation, ease in recruiting and retaining workers or increased productivity because of reduced absenteeism. Advantages of an employer plan: Your employer often splits the price of premiums with you.
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on january 1, you sold short one round lot (that is, 100 shares) of snow’s stock at $21 per share. on march 1, a dividend of $3 per share was paid. on april 1, you covered the short sale by buying the stock at a price of $15 per share. you paid 50 cents per share in commissions for each transaction.
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on january 1, you sold short one round lot (that is, 100 shares) of snow’s stock at $21 per share. on march 1, a dividend of $3 per share was paid. on april 1, you covered the short sale by buying the stock at a price of $15 per share. you paid 50 cents per share in commissions for each transaction.
On January 1, you sold short one round lot (that is, 100 shares) of snow’s stock at $21 per share. The proceeds from the short sale net of commission is $2050.
Given information:
100 sharessnow’s stock at $21 per sharedividend of $3 per share$15 per share50 cents per shareThe shares sold short are multiplied by the sale price per share ($21), which gives us $2,100, to complete the transaction.
Sales proceeds = 21 × 100Sales proceeds = 2100Less: Commission = $50 (0.50 × 100)Proceeds = $2050As a result, the significance of the proceeds from the short sale (net of commission are the aforementioned.
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Your question is incomplete, but most probably the full question was.
On January 1, you sold short one round lot (that is, 100 shares) of Lowe's stock at $21 per share. On March 1, a dividend of $3 per share was paid. On April 1, you covered the short sale by buying the stock at a price of $15 per share. You paid 50 cents per share in commissions for each transaction. What are the proceeds from the short sale (net of commission)?
which stage of the produce life cycle should focus on achieving economies of scale in supply chain operations
It is the Maturity stage of the product life cycle that should focus on achieving economies of scale in the supply chain operations
What is the Product Life Maturity Stage?
The mature stage of a product's life cycle is when the rate of sales growth begins to slow (not negative). You can tell which products are winners and which are losers at this point. Prizes are awarded to winners, which can generate significant revenue for the company. They are referred to as "cash cows" in the BCG Matrix.
This is the final stage of a product's life cycle before it enters the decline stage. Ideally, the company should extend the life of this stage through an extension strategy. This enables it to generate more revenue.
The main characteristic of the mature stage is that sales volumes continue to grow but at a slower rate. The slower the growth in sales volume, the closer we are to the end of the maturity.
Competition for market share and customers is also increasing. Nonetheless, each company will try to do this in order to maintain sales, either through a price-cutting strategy or through product differentiation. Whether or not competition leads to price wars is dependent on the product.
Thus, it is the mature stage of the product that is mentioned here.
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wonderful products manufacturing corp. provided the following information for last month: sales $43,000 variable costs 14,000 fixed costs 11,000 operating income $18,000 if sales reduce to half of the amount in the next month, what is the projected operating income?
Projected operating income is $700.
What is income ?The majority of people define their income as all of their receipts, including wages and salaries, investment returns, pension payments, and other types of payments.
The sum of money that a person, group, or business receives over the course of a specific period of time is the definition of income. A $70,000 annual wage is an example of an income.
The difference between revenue and costs or expenses incurred by a business during a specific accounting period is known as net income. It is additionally known as a company's profit. The value of an organization's assets rises as a result of income.
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proven popular among investigators of employee behavior in organizations are the personality theories that utilize the approach. a. deterministic b. trait c. objective d. attitude e. contingency
The proven popular among investigators of employee behavior in organizations are the personality theories that utilize the approach of trait.
What is a personality theories?This refers to those theories that address the origins of personality as well as the traits that define a personality.
However, the personality theories that utilize the trait approach have proven popular among investigators of employee behavior in organizations.
Therefore, the Option B is correct.
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suppose inflation is expected to be 5 percent next year, and you and your employer agree to a 6 percent increase in your nominal, or monetary, wage. if inflation turns out to be 5%, what is your nominal wage increase?
Nominal wage increases by 6 %.
The definition of nominal is something that has almost no value or something that exists in name handiest. An example of nominal is when a person in a court case is minimal damages of only $1 due to the fact he changed into wronged but failed to sincerely go through any harm.
The nominal value of any financial statistic approaches the statistic is measured in phrases of real costs that exist at the time. The actual price refers to the equal statistic after it has been adjusted for inflation. Usually, it is the actual fee that is extra important.
In economics, the nominal price is the unadjusted fee of an asset without contemplating deductions and rates, along with costs, taxes, and inflation. It is in contrast to the real price of an asset, which considers deductions and premiums.
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Spillover costs and spillover benefits are also called negative and positive externalities because.
Spillover costs will have a negative impact on third parties and spillover benefits will have a positive impact on third parties.
Spillover costs will have a positive impact on third parties and spillover benefits will have a negative impact on third parties.
Spillover costs increase the utility of the third party and the spillover benefit decreases the utility of the third party.
Externalities basically discuss costs or benefits that arise, but they are not included in the market price. Externalities are one of the important topics of discussion in the public economy. Especially when discussing the government's economic policies. The topic of externalities is one of the scientific justifications from an economic perspective for the policies that the government has taken.
For us, economics students, of course, it is very necessary to deepen the discussion of these externalities.
The definition of externality is the action of one individual or company influencing another individual or company where one company charges costs to other companies but does not compensate them. Or alternatively, an externality is where one company provides a benefit to another company but gets no reward for providing it.
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Which is one of the greatest risks of being an entrepreneur?
Damage to reputation
Loss of experience
No control over schedule
Financial instability
Answer:
Financial instability
Explanation:
senator bright, who understands economic principles, is trying to convince workers in her district that trade with other countries is beneficial. senator bright should argue that trade can be beneficial group of answer choices
One thing that Senator Bright can argue to show that trade can be beneficial if b) because it allows specialization, which increases total output.
Why is trade beneficial?Trade is beneficial because it allows people to be able to get goods that would cost them a higher opportunity cost to get. This means that instead of focusing on goods that are costly to make, they can focus on those goods that are easier to make.
This is called specialization and it is a good thing because it can increase total output. This is because focusing on one product means becoming efficient in its production which would lead to more output being produced.
Options for this question include:
a) only if it allows us to obtain things that we couldn't make for ourselves. b) because it allows specialization, which increases total output. c) to us if we can gain and the others involved in the trade lose. d) in only a limited number of circumstances because others are typically self-interested.Find out more on the benefits of trade at https://brainly.com/question/17727564
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felicia and alicia have just received a copy of the public report and proposed purchase contract from the developer to whom they have given a deposit. the land they want to build on is part of a large subdivision on the outskirts of flagstaff. how long do felicia and alicia have to review the contract and execute it?
Felicia and Alicia have to review the contract and execute it in seven business days.
A contract is a legally enforceable settlement that creates, defines, and governs mutual rights and duties amongst its events. An agreement usually entails the switch of goods, offerings, money, or a promise to switch any of those at a destiny date.
A contractual agreement is a legally binding agreement between two events. The agreement's phrases and situations will require the events to both do or chorus from doing unique movements.
The definition of a contract is an agreement between two or more humans to do something. An instance of a contract is a mortgage agreement between consumers and sellers of a car. An instance of agreement is a settlement between two humans to be married.
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regular employees who have no malicious intentions are still a serious security threat to their organization.
Identity theft is a possibility for common people. Hardware issues can happen to computers owned by regular people.
What is a computer?A computer is a machine that has the capacity to both store and process data. The majority of computers use a binary system, which uses the two variables 0 and 1 to conduct tasks including data storage, algorithm calculation, and information presentation.
Based on how well they can manage data, three different computer types—analogue, digital, and hybrid.
You may already be aware that you can use a computer to play games, send emails, browse the web, and type documents. Additionally, it may be used to create or edit spreadsheets, movies, and presentations.
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